{"id":12785,"date":"2024-03-07T13:16:00","date_gmt":"2024-03-07T11:16:00","guid":{"rendered":"https:\/\/financer.ro\/?page_id=12785"},"modified":"2024-06-19T17:01:26","modified_gmt":"2024-06-19T14:01:26","slug":"monese-review","status":"publish","type":"company_single","link":"https:\/\/financer.ro\/companie\/monese-review\/","title":{"rendered":"Monese review"},"content":{"rendered":"\n<p>Monese este un serviciu de tip fintech \u2013 banc\u0103 digital\u0103 \u2013 ideal pentru <strong>persoanele c\u0103rora le place s\u0103 c\u0103l\u0103toreasc\u0103 sau care vor s\u0103 efectueze transferuri interna\u021bionale<\/strong> f\u0103r\u0103 s\u0103 pl\u0103teasc\u0103 tot felul de taxe sau comisioane.<\/p>\n\n\n\n<table>\n<thead>\n<tr>\n<th colspan=\"2\">Monese &#8211; caracteristici generale<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Costuri lunare fixe<\/strong><\/td>\n<td>0 lei pentru conturile Starter, 24.95 lei pentru Classic \u0219i 69.95 lei pentru Premium<\/td>\n<\/tr>\n<tr>\n<td><strong>Retrageri lunare maxime gratuite de la ATM-uri<\/strong><\/td>\n<td>1000 lei, 4500 lei \u0219i nelimitat, \u00een func\u021bie de tipul de cont<\/td>\n<\/tr>\n<tr>\n<td><strong>Comisioane transferuri interna\u021bionale<\/strong><\/td>\n<td>2.5 %, 0.5 % \u0219i 0 %<\/td>\n<\/tr>\n<tr>\n<td><strong>Cheltuieli maxime cu cardul \u00een alte monede<\/strong><\/td>\n<td>10.000 lei, 40.000 lei \u0219i nelimitat<\/td>\n<\/tr>\n<tr>\n<td><strong>Schimburi valutare<\/strong><\/td>\n<td>Da, la cota\u021bii interbancare<\/td>\n<\/tr>\n<tr>\n<td><strong>Carduri virtuale<\/strong><\/td>\n<td>Da<\/td>\n<\/tr>\n<tr>\n<td><strong>Aplica\u021bie disponibil\u0103 \u00een Rom\u00e2nia<\/strong><\/td>\n<td>Da, \u0219i mai mult, aplica\u021bia este tradus\u0103 \u00een limba rom\u00e2n\u0103<\/td>\n<\/tr>\n<tr>\n<td><strong>Rela\u021bii clien\u021bi \u00een limba rom\u00e2n\u0103<\/strong><\/td>\n<td>Da<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3>F\u0103-\u021bi un cont Monese \u0219i bucur\u0103-te de un bonus de p\u00e2n\u0103 la 110 lei<\/h3><p>Gra\u021bie unui parteneriat pe care Financer a reu\u0219it s\u0103 \u00eel ob\u021bin\u0103 cu cei de la Monese, to\u021bi vizitatorii care \u00ee\u0219i deschid un cont folosind link-ul nostru de afiliere pot primi un bonus de p\u00e2n\u0103 la 80 lei.<\/p>\n<p>Iat\u0103 cum func\u021bioneaz\u0103:<\/p>\n<ul>\n<li>La prima tranzac\u021bie pe care o efectuezi cu cu card Monese fizic, indiferent de valoarea ei, vei primi primul bonus \u00een valoare de 30 lei<\/li>\n<li>Al doilea bonus, \u00een valoare de 80 lei, va fi oferit dup\u0103 ce vei cheltui cu cardul mai mult de 2000 lei<\/li>\n<\/ul>\n<p>Tot ce ai de f\u0103cut este s\u0103 ape\u0219i butonul de mai jos \u0219i s\u0103 folose\u0219ti codul \u201eFINANCER\u201d la crearea unui cont nou, iar oferta este valabil\u0103 p\u00e2n\u0103 la 31 decembrie 2022. Vezi aici descrierea detaliat\u0103 a procesului.<\/p>\n<p>Mai multe detalii po\u021bi g\u0103si \u00een <a href=\"https:\/\/monese.com\/gb\/en\/promotions\/financer\">regulamentul campaniei<\/a>.<\/p><p class=\"has-text-centered\">\n\t    <a href=\"https:\/\/financer.ro\/companie\/monese-review\/redirect\/\" rel=\"sponsored nofollow\" target=\"_blank\" class=\"button is-normal is-primary is-rounded is-large\">F\u0103-\u021bi un cont acum! <\/a>\n\t<\/p><\/div>\n\n\n<p>\u00cen continuarea articolului ne dorim s\u0103 prezent\u0103m principalele caracteristici cu care vine Monese, cum po\u021bi folosi cardurile eliberate de ei \u0219i care sunt costurile lunare ale produselor oferite de companie.<\/p>\n\n\n\n<p><em>A\u0219adar, f\u0103r\u0103 alte cuvinte de introducere, iat\u0103 ce vei putea citi \u00een continuare:<\/em><\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ce_este_Monese\">Ce este Monese?<\/h2>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-large\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/06\/monese-min.png\" alt=\"monese\" class=\"wp-image-17247\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/06\/monese-min.png 150w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/06\/monese-min-75x75.png 75w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/figure><\/div>\n\n\n<p>La fel ca <a href=\"https:\/\/financer.ro\/revolut-sfarsitul-banking-ul-traditional-in-romania\/\">Revolut<\/a> \u0219i <a href=\"https:\/\/financer.ro\/companie\/n26-un-nou-serviciu-bancar-din-lumea-virtuala\/\" data-type=\"company_single\" data-id=\"3012\">N26<\/a>, Monese este un fintech ce a fost lansat \u00een Marea Britanie \u00een anul 2015, din nevoia oamenilor de a avea acces la un sistem de banking ceva mai facil \u0219i mai la \u00eendem\u00e2na tuturor.<\/p>\n\n\n\n<p>Monese este o aplica\u021bie online, prin intermediul c\u0103rora persoanele din Spa\u021biul Economic European \u00ee\u0219i pot deschide un <a href=\"https:\/\/financer.ro\/finante-personale\/cont-bancar\/\">cont bancar<\/a> controlabil 100 % online, ce vine cu <strong>o mul\u021bime de avantaje \u0219i beneficii<\/strong> ce vor fi prezentate \u00een r\u00e2ndurile urm\u0103toare.<\/p>\n\n\n\n<p>Ata\u0219at contului vine \u0219i un card bancar de tip multi-currency (po\u021bi de\u021bine \u00een acela\u0219i timp mai multe monede), adresat \u00een special, cu toate c\u0103 nu exclusiv, persoanelor ce se deplaseaz\u0103 frecvent \u00een afara \u021b\u0103rii.<\/p>\n\n\n\n<p>Gra\u021bie unui parteneriat pe care Monese Rom\u00e2nia a reu\u0219it s\u0103 \u00eel \u00eencheie cu <a href=\"https:\/\/www.librabank.ro\/Stiri\/O_noua_premiera_pentru_fintech-uri:_Libra_Internet_Bank,_partener_Monese_in_Romania\/2508\">Libra Bank<\/a>, conturile \u00een RON vor avea IBAN rom\u00e2nesc g\u0103zduit de c\u0103tre aceast\u0103 institu\u021bie bancar\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Tipuri_de_conturi\">Tipuri de conturi<\/h2>\n\n\n\n<p>Aplica\u021bia vine cu trei tipuri diferite de conturi, fiecare dintre ele cu propriile caracteristici. Acestea sunt:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Monese_Starter__gratuit\">Monese Starter \u2013 gratuit<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-large\"><img decoding=\"async\" width=\"150\" height=\"95\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2020\/09\/monese-simple.png\" alt=\"monese romania\" class=\"wp-image-12789\"><\/figure><\/div>\n\n\n<p>Reprezint\u0103 cea mai ieftin\u0103 variant\u0103 de cont \u0219i, desigur, este \u0219i cea mai limitat\u0103 \u00een ceea ce prive\u0219te func\u021biile oferite.<\/p>\n\n\n\n<p><em>Dar chiar \u0219i a\u0219a, te vei putea bucura de:<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Card Monese contactless Mastercard pentru care nu pl\u0103te\u0219ti tax\u0103 de livrare<\/p>\n<\/li><li><p>Comision de 5 lei \/ retragere; se adaug\u0103 o tax\u0103 de 2% pentru retrageri \u00een valute externe<\/p>\n<\/li><li><p>Comision de 2 % pentru cheltuieli cu cardul \u00eentr-o moned\u0103 str\u0103in\u0103<\/p>\n<\/li><li><p>Transferuri \u00een valute str\u0103ine &#8211; gratuit \u0219i instant \u00eentre conturile Monese \u00een timpul s\u0103pt\u0103m\u00e2nii \u0219i comision de 1% \u00een weekend; comision de 2.5% la trimiterea c\u0103tre conturi non-Monese<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_msg_box company\"><div class=\"fn_block__icon\"><\/div><h3 id=\"F_i_acum_un_cont_simple_i_bucur_te_de_un_bonus_de_pn_la_110_lei\">F\u0103-\u021bi acum un cont Starter \u0219i bucur\u0103-te de un bonus de p\u00e2n\u0103 la 110 lei<\/h3><p>La crearea unui cont nou folosind link-ul nostru de afiliere, po\u021bi beneficia de un bonus de bun venit de p\u00e2n\u0103 la 110 lei.<\/p>\n<p>Tot ce ai de f\u0103cut este s\u0103 ape\u0219i butonul de mai jos \u0219i s\u0103 introduci la crearea contului urm\u0103torul cod invita\u021bie Monese &#8211; FINANCER.<\/p>\n<p>Vezi mai multe detalii \u00een <a href=\"https:\/\/monese.com\/gb\/en\/promotions\/financer\">regulamentul de func\u021bionare<\/a>.<\/p><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ro\/companie\/monese-review\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">F\u0103-\u021bi un cont acum<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Monese_Classic__2495_leilun\">Monese Classic \u2013 24.95 lei\/lun\u0103<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-large\"><img decoding=\"async\" width=\"150\" height=\"95\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2020\/09\/card-monese.png\" alt=\"monese cards\" class=\"wp-image-12791\"><\/figure><\/div>\n\n\n<p>Varianta pe care ei o numesc standard. Practic, adun\u0103 \u00een acela\u0219i cont ideile de la care s-a pornit atunci c\u00e2nd a fost g\u00e2ndit\u0103 aplica\u021bia.<\/p>\n\n\n\n<p><em>Vine la un cost de 24.95 lei\/lun\u0103 cu urm\u0103toarele caracteristici:<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Card Monese contactless Mastercard gratuit<\/p>\n<\/li><li><p>Retrageri de p\u00e2n\u0103 la 4.500 lei de la bancomate*<\/p>\n<\/li><li><p>Cheltuieli cu cardul \u00eentr-o moned\u0103 str\u0103in\u0103 fa\u021b\u0103 de cea \u00een care ai deschis contul \u2013 40.000 lei**<\/p>\n<\/li><li><p>Transferuri \u00een valute str\u0103ine gratuite \u00een cazul altor conturi Monese, 0.5 % (tax\u0103 minim\u0103 de 8 lei) pentru conturi non-Monese<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ro\/companie\/monese-review\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">F\u0103-\u021bi un cont Classic \u0219i bucur\u0103-te de un bonus de p\u00e2n\u0103 la 110 lei<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Monese_Premium__6995_leilun\">Monese Premium \u2013 69.95 lei\/lun\u0103<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-large\"><img decoding=\"async\" width=\"150\" height=\"93\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2020\/09\/monese-premium.png\" alt=\"card monese\" class=\"wp-image-12792\"><\/figure><\/div>\n\n\n<p>Varianta de top a celor de la Monese \u0219i cea care vine cele mai multe beneficii.<\/p>\n\n\n\n<p><em>Iat\u0103 cam care ar fi ele, pentru un cost de 69.95 lei\/lun\u0103:<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Card Monese contactless Mastercard gratuit<\/p>\n<\/li><li><p>Retrageri nelimitate de la bancomate<\/p>\n<\/li><li><p>Cheltuieli cu cardul \u00eentr-o moned\u0103 str\u0103in\u0103 fa\u021b\u0103 de cea \u00een care ai deschis contul \u2013 nelimitate<\/p>\n<\/li><li><p>Transferuri \u00een valute str\u0103ine gratuite indiferent de contul primitorului<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ro\/companie\/monese-review\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">F\u0103-\u021bi un cont Premium \u0219i ai un bonus de p\u00e2n\u0103 la 110 lei<\/a><\/div>\n\n\n<p>* Dac\u0103 sunt dep\u0103\u0219ite sumele-limit\u0103, se percepe o tax\u0103 de 2 % din valoarea retras\u0103<\/p>\n\n\n\n<p>** Pentru cheltuielile mai mari de valorile limit\u0103 se va percepe un comision de 2 %<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Cum_s_creezi_un_cont_pentru_a_beneficia_de_bonusul_de_bun_venit\">Cum s\u0103 creezi un cont pentru a beneficia de bonusul de bun venit<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i1_Apas_pe_link_ul_de_afiliere\">1. Apas\u0103 pe link-ul de afiliere<\/h3>\n\n\n\n<p>Apas\u0103 butonul de mai jos sau oricare alt buton din acest articol \u0219i vei fi redirec\u021bionat pe pagina oficial\u0103 a celor de la Banca Monese.<\/p>\n\n\n\n<p>Dac\u0103 vizitezi aceast\u0103 pagin\u0103 de pe telefonul mobil, asta este tot ce trebuie s\u0103 faci pentru a ajunge \u00een Google Aps sau App Store pentru a downloada aplica\u021bia.<\/p>\n\n\n\n<p>A\u0219a c\u0103 po\u021bi s\u0103ri direct la <a href=\"#pasul-5\">punctul 5<\/a>.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ro\/companie\/monese-review\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">F\u0103-\u021bi un cont Monese acum<\/a><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"i2_Apas_unul_din_butoanele_pe_care_scrie_Sign_up\">2. Apas\u0103 unul din butoanele pe care scrie Sign up<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2020\/09\/monese-cards-1024x576.png\" alt=\"card monese romania \" class=\"wp-image-26911\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/14\/2020\/09\/monese-cards-1024x576.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2020\/09\/monese-cards-300x169.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2020\/09\/monese-cards-768x432.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2020\/09\/monese-cards.png 1100w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">Sursa: Monese Cards<\/figcaption><\/figure><\/div>\n\n\n<p>Odat\u0103 deschis\u0103 pagina partenerului, vei observa mai multe butoane pe care scrie <em>Sign up<\/em> sau, dac\u0103 ai internet explorer-ul setat \u00een rom\u00e2n\u0103, acestea se vor numi <em>\u00censcriere<\/em>.<\/p>\n\n\n\n<p>Apas\u0103 unul dintre ele.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i3_Alege_ara_n_care_locuieti\">3. Alege \u021bara \u00een care locuie\u0219ti<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2022\/06\/monese-bank-1024x576.png\" alt=\"monese bank \" class=\"wp-image-26913\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/14\/2022\/06\/monese-bank-1024x576.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2022\/06\/monese-bank-300x169.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2022\/06\/monese-bank-768x432.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2022\/06\/monese-bank.png 1100w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n<p>Alege \u021bara \u00een care stai din lista disponibil\u0103 \u0219i apas\u0103 butonul <em>Continuare<\/em>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i4_Scaneaz_codul_cu_telefonul_mobil_i_descarc_aplicaia\">4. Scaneaz\u0103 codul cu telefonul mobil \u0219i descarc\u0103 aplica\u021bia<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2022\/06\/aplicatia-monese-1024x576.png\" alt=\"aplicatia monese\" class=\"wp-image-26914\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/14\/2022\/06\/aplicatia-monese-1024x576.png 1024w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2022\/06\/aplicatia-monese-300x169.png 300w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2022\/06\/aplicatia-monese-768x432.png 768w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2022\/06\/aplicatia-monese.png 1100w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Deschide camera telefonului mobil, scaneaz\u0103 codul QR \u0219i vei fi redirec\u021bionat c\u0103tre Google Aps sau App Store pentru a desc\u0103rca aplica\u021bia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i5_Descarc_aplicaia\">5. Descarc\u0103 aplica\u021bia<\/h3>\n\n\n\n<p>Descarc\u0103 aplica\u021bia din magazinul online \u0219i a\u0219teapt\u0103 ca aceasta s\u0103 se instaleze pe telefonul t\u0103u mobil.<\/p>\n\n\n\n<p>Dac\u0103 vizitezi acest Monese review de pe telefonul mobil \u0219i dai click pe link-ul de afiliere dedicat Financer, vei fi redirec\u021bionat automat pe magazinul online de unde s\u0103 po\u021bi desc\u0103rca aplica\u021bia.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i6_Urmeaz_paii_de_logare\">6. Urmeaz\u0103 pa\u0219ii de logare<\/h3>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><tbody><tr><td><img decoding=\"async\" width=\"225\" height=\"354\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2022\/06\/banca-monese-min-2.jpeg\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"225\" height=\"355\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2022\/06\/cont-monese-2.jpeg\" alt=\"\"><\/td><td><img decoding=\"async\" width=\"225\" height=\"353\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2022\/06\/cod-invitatie-monese.jpeg\" alt=\"\"><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Odat\u0103 intrat \u00een aplica\u021bia Monese, urmeaz\u0103 pa\u0219ii de logare &#8211; alege limba \u00een care vrei s\u0103 fie contul, apas\u0103 butonul dedicat cre\u0103rii unui cont nou \u0219i aprob\u0103 politica GDPR.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i7_Introdu_mail_ul_unde_locuieti_i_codul_FINANCER\">7. Introdu mail-ul, unde locuie\u0219ti \u0219i codul FINANCER<\/h3>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" width=\"449\" height=\"707\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2022\/06\/alimentare-card-monese.jpeg\" alt=\"alimentare card monese\" class=\"wp-image-26938\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/14\/2022\/06\/alimentare-card-monese.jpeg 449w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2022\/06\/alimentare-card-monese-191x300.jpeg 191w\" sizes=\"(max-width: 449px) 100vw, 449px\" \/><\/figure><\/div>\n\n\n<p>Acest pas este cel mai important dac\u0103 vrei s\u0103 te bucuri de bonusul de p\u00e2n\u0103 la 110 lei. <strong>Trebuie ca la Cod de invita\u021bie s\u0103 introduci FINANCER<\/strong>.<\/p>\n\n\n\n<p>Afl\u0103 mai multe despre cum func\u021bioneaz\u0103 parteneriatul dintre noi \u0219i Monese Rom\u00e2nia citind regulamentul de <a href=\"https:\/\/monese.com\/gb\/en\/promotions\/financer\">aici<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i8_Continu_procesul_de_logare\">8. Continu\u0103 procesul de logare<\/h3>\n\n\n\n<p>Urm\u0103torii pa\u0219i ar fi cam ace\u0219tia: alege un cod PIN format din cinci cifre, introdu email-ul \u0219i verific\u0103-l prin accesarea link-ului trimis de c\u0103tre aplica\u021bie, adaug\u0103 adres\u0103, introdu moneda pentru care deschizi cont \u0219i f\u0103 o poz\u0103 buletinului. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Avantaje_Monese_Romnia\">Avantaje Monese Rom\u00e2nia<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Schimburi valutare la cota\u021bii interbancare<\/strong><\/p>\n<p>Un mare plus al celor de la Monese este acela c\u0103, indiferent de moneda \u00een care urmeaz\u0103 s\u0103 efectuezi o plat\u0103 sau de valuta pe care o retragi de la bancomat,\u00a0<strong>cursul valutar \u021bi se va calcula la cota\u021bii interbancare<\/strong>.<\/p>\n<p>\u00cen felul acesta, nu ri\u0219ti s\u0103 pierzi bani dintr-o eventual\u0103 paritate nefavorabil\u0103, cum se \u00eent\u00e2mpl\u0103 \u00een cazul b\u0103ncilor clasice \u00een situa\u021bii asem\u0103n\u0103toare.<\/p>\n<\/li><li><p><strong>Po\u021bi retrage bani de la orice bancomat din lume<\/strong><\/p>\n<p>Indiferent \u00een ce \u021bar\u0103 te-ai afla,\u00a0<strong>vei putea retrage de la bancomate moneda local\u0103, gratuit<\/strong>, \u00een limitele fiec\u0103rui tip de cont \u00een parte.<\/p>\n<p>A\u0219adar, dac\u0103 e\u0219ti \u00een India \u0219i ai nevoie de ni\u0219te rupii pentru a face c\u00e2teva cump\u0103r\u0103turi dintr-un bazar local, tot ce trebuie s\u0103 faci este s\u0103 g\u0103se\u0219ti un ATM, s\u0103 retragi suma de care ai nevoie, iar aparatul automat \u00ee\u021bi va elibera moneda local\u0103.<\/p>\n<p>Nu mai ri\u0219ti s\u0103 pierzi diverse comisioane ascunse de casele de schimb valutar sau s\u0103 dai de o cota\u021bie nefavorabil\u0103.<\/p>\n<p>Dac\u0103 dep\u0103\u0219e\u0219ti limitele maxime lunare amintite mai sus \u00een dreptul fiec\u0103rui tip de cont Monese \u00een parte, vei achita acela\u0219i comision standard, care oricum va fi unul mic \u00een compara\u021bie cu sumele pe care ri\u0219ti s\u0103 le pierzi la casele de schimb dac\u0103 nu e\u0219ti atent.<\/p>\n<\/li><li><p><strong>Transferurile sunt efectuate instant \u0219i gratuit \u00eentre conturile Monese<\/strong><\/p>\n<p>Atunci c\u00e2nd trebuie s\u0103 trimi\u021bi bani cuiva, iar acea persoan\u0103 este \u0219i ea utilizator Monese,\u00a0<strong>sumele respective vor fi transferate instant \u0219i gratuit<\/strong>\u00a0dintr-un cont \u00een altul, \u00een momentul \u00een care finalizezi\u00a0transferul bancar.<\/p>\n<\/li><li><p><strong>Posibilitatea utiliz\u0103rii cardurilor virtuale<\/strong><\/p>\n<p>Toate conturile, indiferent de planul tarifar, se bucur\u0103 de existen\u021ba unor\u00a0<strong>carduri virtuale<\/strong>, ce pot fi utilizate pentru efectuarea de pl\u0103\u021bi online \u00eentr-o manier\u0103 mai sigur\u0103.<\/p>\n<\/li><li><p><strong>Aplica\u021bia poate fi utilizat\u0103 ca un portofel electronic<\/strong><\/p>\n<p>Aplica\u021bia Monese Rom\u00e2nia este una excelent\u0103, care te poate ajuta \u00een p\u0103strarea unei eviden\u021be a tuturor cheltuielilor zilnice \u0219i\/ sau lunare.<\/p>\n<p>\u00cen felul acesta, po\u021bi trage oric\u00e2nd o linie, pentru a vedea\u00a0<strong>pe ce se duc mare parte a banilor t\u0103i<\/strong>\u00a0\u0219i, poate, s\u0103 \u00ee\u021bi schimbi obiceiurile financiare, dac\u0103 este cazul, desigur.<\/p>\n<\/li><li><p><strong>Deschiderea unui cont are loc online<\/strong><\/p>\n<p>Gata cu drumurile p\u00e2n\u0103 la sediul institu\u021biilor bancare, cu statul la coad\u0103, cu \u00eentreb\u0103rile ce c\u00e2teodat\u0103 par interminabile la care te supun angaja\u021bii b\u0103ncilor, cu semnarea a cine-\u0219tie c\u00e2tor acte \u0219i a\u0219a mai departe.<\/p>\n<p>Pentru a te bucura de un card Monese Rom\u00e2nia, tot ce trebuie s\u0103 faci este s\u0103 intri pe site-ul companiei, s\u0103 urmezi pa\u0219ii necesari, s\u0103 \u00ee\u021bi faci o poz\u0103 dup\u0103 cartea de identitate, iar asta este tot.<\/p>\n<\/li><li><p><strong>De conturile Monese se pot bucura \u0219i cei cu popriri la b\u0103nci<\/strong><\/p>\n<p>Un alt mare avantaj oferit de Monese, dac\u0103 ne \u00eentrebi pe noi, este acela c\u0103 inclusiv persoanele care au conturile bancare standard blocate din diverse cauze,\u00a0<strong>pot deveni clien\u021bi ai acestui fintech<\/strong>\u00a0f\u0103r\u0103 nici un fel de problem\u0103.<\/p>\n<p>Va trebui doar s\u0103 faci depunerea ini\u021bial\u0103 a fondurilor din contul cuiva care nu are poprire.<\/p>\n<\/li><li><p><strong>Aplica\u021bie \u0219i rela\u021bii clien\u021bi \u00een limba rom\u00e2n\u0103<\/strong><\/p>\n<p>Fa\u021b\u0103 de alte companii fintech ce activeaz\u0103 \u00een \u021bara noastr\u0103, Monese nu are doar\u00a0aplica\u021bia tradus\u0103 \u00een limba rom\u00e2n\u0103, ci ofer\u0103 \u0219i partea de <strong>Rela\u021bii Clien\u021bi tot \u00een rom\u00e2n\u0103<\/strong>.<\/p>\n<p>Astfel, orice problem\u0103 ai avea, \u00ee\u021bi po\u021bi expune direct situa\u021bia cu care te confrun\u021bi, f\u0103r\u0103 a fi nevoie s\u0103 dai de cineva vorbitor de limb\u0103 englez\u0103 care s\u0103 te ajute, a\u0219a cum se \u00eent\u00e2mpl\u0103 cu alte servicii asem\u0103n\u0103toare.<\/p>\n<\/li><li><p><strong>Transferuri bancare gratuite pentru utilizatorii Premium<\/strong><\/p>\n<p>Noi credem c\u0103 unul dintre principalele beneficii cu care vine Monese este acela c\u0103 ofer\u0103 <strong>tranferuri at\u00e2t na\u021bionale c\u00e2t \u0219i interna\u021bionale gratuite<\/strong>, nelimitat, pentru ai lor clien\u021bi Premium.<\/p>\n<p>A\u0219adar, dac\u0103 \u0219i tu e\u0219ti unul dintre cei nevoi\u021bi ca \u00een fiecare lun\u0103 s\u0103 efectueze un num\u0103r de astfel de tranzac\u021bii, consider\u0103m c\u0103 tipul acesta de cont este numai bun.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Monese_preri\">Monese p\u0103reri<\/h2>\n\n\n\n<p>A\u0219a cum te-am obi\u0219nuit \u0219i cu alte companii pe care le-am analizat de pe site-ul nostru, \u0219i pentru acest Monese review ne-am g\u00e2ndit s\u0103 prezent\u0103m care sunt opiniile celor ce utilizeaz\u0103 sistemul zi de zi. <\/p>\n\n\n\n<p>Ca atare, conform celui mai mare site de recenzii din lume, Trustpilot.com, aplica\u021bia se bucur\u0103 de o not\u0103 <a href=\"https:\/\/www.trustpilot.com\/review\/www.monese.com\">de 4.1 din 5 maxim posibil<\/a>, dintr-un total de aproape 30.000 voturi.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.trustpilot.com\/review\/www.monese.com?languages=ro\">Aici<\/a> vei putea citi astfel de recenzii scrise \u00een limba rom\u00e2n\u0103.<\/p>\n\n\n\n<p>A\u0219adar, dup\u0103 cum vei putea observa \u0219i singur, p\u0103rerile sunt \u00een general unele bune sau foarte bune.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Concluzii__merit_un_cont_Monese_sau_nu\">Concluzii \u2013 merit\u0103 un cont Monese sau nu?<\/h2>\n\n\n\n<p>Dac\u0103 ar fi s\u0103 ne \u00eentrebi pe noi, \u021bi-am r\u0103spunde c\u0103 da, cu siguran\u021b\u0103 merit\u0103 s\u0103 \u00ee\u021bi faci un cont Monese Rom\u00e2nia.<\/p>\n\n\n\n<p><em>Iat\u0103 de ce:<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Te bucuri de un cont multi-currency ce poate fi utilizat \u00een \u00eentreaga lume<\/p>\n<\/li><li><p>Ai posibilitatea de a-\u021bi deschide un cont EUR, GBP \u0219i LEI, fiecare venind cu IBAN separat<\/p>\n<\/li><li><p>Po\u021bi face pl\u0103\u021bi \u0219i retrage bani gratuit de la ATM, indiferent de \u021bara \u00een care te aflii sau de moneda utilizat\u0103 \u00een respectivul stat<\/p>\n<\/li><li><p>Te bucuri de conversie valutar\u0103 la cursuri interbancare<\/p>\n<\/li><li><p>Aplica\u021bie tradus\u0103 \u0219i serviciu Rela\u021bii Clien\u021bi disponibil \u00een limba rom\u00e2n\u0103 &#8211; un mare plus dac\u0103 ne \u00eentrebi pe noi, \u00een special atunci c\u00e2nd ai ceva probele cu contul<\/p>\n<\/li><li><p>Pentru conturile Premium, te bucuri de transferuri bancare gratuite, indiferent de banca utilizat\u0103 de beneficiar sau de moneda \u00een care trimi\u021bi banii<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ro\/companie\/monese-review\/redirect\/\" class=\"button  is-rounded is-primary is-medium is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">F\u0103-\u021bi un cont Monese acum<\/a><\/div>","protected":false},"author":77,"featured_media":15782,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","categories":[1124],"company_type":[],"overall_rating":"3.00000000","_links":{"self":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/12785"}],"collection":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/users\/77"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/comments?post=12785"}],"version-history":[{"count":50,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/12785\/revisions"}],"predecessor-version":[{"id":78466,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/12785\/revisions\/78466"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/media\/15782"}],"wp:attachment":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/media?parent=12785"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/categories?post=12785"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_type?post=12785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}