{"id":14333,"date":"2020-10-07T14:59:44","date_gmt":"2020-10-07T11:59:44","guid":{"rendered":"https:\/\/financer.ro\/?post_type=company_single&#038;p=14333"},"modified":"2024-12-19T18:04:36","modified_gmt":"2024-12-19T16:04:36","slug":"mozipo","status":"publish","type":"company_single","link":"https:\/\/financer.ro\/companie\/mozipo\/","title":{"rendered":"Mozipo"},"content":{"rendered":"<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-large\"><img decoding=\"async\" width=\"200\" height=\"93\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2020\/10\/mozipo.png\" alt=\"mozipo\" class=\"wp-image-14335\"><\/figure><\/div>\n\n\n<p>Mozipo face parte dintr-un grup interna\u021bional de institu\u021bii financiare, Mozipo Holding LTD, ce activeaz\u0103 \u00een Europa \u00eenc\u0103 din 2007.<\/p>\n\n\n\n<p>Compania s-a remarcat ca fiind printre primii creditori ce aveau \u00een portofoliu <a href=\"https:\/\/financer.ro\/credit\/credit-online\/\" data-type=\"page\" data-id=\"14492\">credite online<\/a> sau oferite prin intermediul unui SMS.<\/p>\n\n\n\n<table>\n<thead>\n<tr>\n<th colspan=\"2\">Mozipo &#8211; caracteristici generale<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Sum\u0103 maxim\u0103 creditat\u0103<\/strong><\/td>\n<td>20000 lei<\/td>\n<\/tr>\n<tr>\n<td><strong>Dob\u00e2nd\u0103 anual\u0103<\/strong><\/td>\n<td>\u00cencep\u00e2nd de la 4.9 %<\/td>\n<\/tr>\n<tr>\n<td><strong>Perioad\u0103 de rambursare<\/strong><\/td>\n<td>2 &#8211; 60 luni<\/td>\n<\/tr>\n<tr>\n<td><strong>Debitarea direct\u0103 a datoriei de pe card<\/strong><\/td>\n<td>Nu<\/td>\n<\/tr>\n<tr>\n<td><strong>Posibilitate de plat\u0103 numerar<\/strong><\/td>\n<td>Da, la prin transfer la toate institu\u021biile bancare<\/td>\n<\/tr>\n<tr>\n<td><strong>Puncte de lucru fixe<\/strong><\/td>\n<td>Nu<\/td>\n<\/tr>\n<tr>\n<td><strong>V\u00e2rsta minim\u0103 a aplicantului<\/strong><\/td>\n<td>18 ani<\/td>\n<\/tr>\n<tr>\n<td><strong>Venit minim<\/strong><\/td>\n<td>500 lei<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n<p>\u00cen Rom\u00e2nia, IFN-ul activeaz\u0103 \u00eenc\u0103 din anul 2014 \u0219i vine cu urm\u0103toarele produse:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><a href=\"https:\/\/financer.ro\/credit\/credit-fara-dobanda\/\" data-type=\"page\" data-id=\"2038\">Credit rapid f\u0103r\u0103 dob\u00e2nd\u0103<\/a> de p\u00e2n\u0103 la 500 lei, pe dou\u0103 luni<\/p>\n<\/li><li><p><a href=\"https:\/\/financer.com\/ro\/credit\/credit-nevoi-personale\/\">Credit de nevoi personale<\/a> cuprins \u00eentre 100 \u0219i 20.000 lei, perioade de rambursare de la 2 luni \u0219i care pot ajunge p\u00e2n\u0103 la 60 luni \u0219i dob\u00e2nzi anuale de la 4.9 %<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Beneficiile_celor_de_la_Mozipo\">Beneficiile celor de la Mozipo<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>Vin cu unele dintre cele mai bune condi\u021bii de pe pia\u021b\u0103 pentru credite de nevoi personale: valori de p\u00e2n\u0103 la 20.000 lei \u0219i dob\u00e2nzi anuale ce pornesc de la 4.9% (DAE de la 5.8%)<\/p>\n<\/li><li><p>Perioada de rambursare poate ajunge p\u00e2n\u0103 la 60 luni<\/p>\n<\/li><li><p>\u00centreg procesul, de la aplicare la primirea banilor poate fi desf\u0103\u0219urat online \u0219i este extrem de rapid<\/p>\n<\/li><li><p>Ca un bonus, clien\u021bii noi pot accesa, pentru dou\u0103 luni, un credit rapid f\u0103r\u0103 dob\u00e2nd\u0103 de p\u00e2n\u0103 la 500 lei<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ce_i_trebuie_pentru_a_putea_accesa_un_Mozipo_credit\">Ce \u00ee\u021bi trebuie pentru a putea accesa un Mozipo credit<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>S\u0103 ai v\u00e2rsta cuprins\u0103 \u00eentre 21 \u0219i 70 ani<\/p>\n<\/li><li><p>S\u0103 fii cet\u0103\u021bean rom\u00e2n \u0219i s\u0103 furnizezi o copie dup\u0103 un act de identitate valabil<\/p>\n<\/li><li><p>O dovad\u0103 a unui venit lunar stabil de minim 700 lei, ce poate proveni din salariu, pensie, dividende, chirii etc.<\/p>\n<\/li><li><p>Un extras bancar al contului pe care vei primi banii dup\u0103 aprobarea <a href=\"https:\/\/financer.com\/ro\/contract-de-imprumut\/\">cererii de \u00eemprumut<\/a><\/p>\n<\/li><li><p>S\u0103 nu apari ca r\u0103u-platnic \u00een baza de date a Biroului de Credit<\/p>\n<\/li><\/ul><\/div>\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg2\"><h3>Compar\u0103 credite oferite de 16 companii<\/h3><p>G\u0103se\u0219te cel mai ieftin credit cu un singur click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"3000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.ro\/results?query=1&non_affiliate=true&param_amount=3000&param_period=30\" data-slider-url=\"https:\/\/financer.ro\/results?query=1&non_affiliate=true&param_amount=3000&param_period=30\" data-required=\"results?query=1non_affiliate=true&param_amount=3000&param_period=30&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compar\u0103 ofertele<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Rambursarea_mprumutului\">Rambursarea \u00eemprumutului<\/h2>\n\n\n\n<p>Atunci c\u00e2nd vei dori s\u0103 \u00ee\u021bi pl\u0103te\u0219ti ratele lunare, vei avea la dispozi\u021bie trei variante de plat\u0103. Acestea sunt:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Transfer bancar, din contul personal \u00eentr-unul din conturile IFN-ului<\/p>\n<\/li><li><p>Prin internet banking<\/p>\n<\/li><li><p>Cash, la sucursala b\u0103ncii cu care colaborezi, opt\u00e2nd pentru virarea banilor \u00een unul din conturile Mozipo<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Cum unele dintre variantele de rambursare, precum transferul bancar, pot dura \u0219i p\u00e2n\u0103 la 24 ore lucr\u0103toare s\u0103 se realizeze, ne vedem nevoi\u021bi s\u0103 \u00ee\u021bi amintim c\u0103 ar fi bine s\u0103 \u00ee\u021bi iei o marj\u0103 de eroare atunci c\u00e2nd pl\u0103te\u0219ti suma datorat\u0103.<\/p>\n\n\n\n<p>Ca sfat, \u00ee\u021bi suger\u0103m s\u0103 efectuezi plata cu c\u00e2teva zile \u00eenainte de termenul limit\u0103, ca m\u0103sur\u0103 de siguran\u021b\u0103.<\/p>\n\n\n\n<p>Mai jos vei putea citi o serie de Mozipo p\u0103reri ale unor fo\u0219ti clien\u021bi ai IFN-ului.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Mozipo_preri_Financer\">Mozipo p\u0103reri Financer<\/h2>\n\n\n\n<p>Am testat serviciile oferite de Mozipo \u0219i le-am comparat cu cele ale altor IFN-uri de pe pia\u021b\u0103.<\/p>\n\n\n\n<p>\u00cen urma cercet\u0103rii noastre, iat\u0103 concluziile echipei Financer \u0219i ce not\u0103 general\u0103 \u00eei acord\u0103m:<\/p>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><thead><tr><th><strong>Caracteristic\u0103<\/strong><\/th><th><strong>P\u0103rerea Financer<\/strong><\/th><\/tr><\/thead><tbody><tr><td><strong>Costuri<\/strong><\/td><td>\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td><strong>U\u0219urin\u021ba de aplicare pentru un \u00eemprumut<\/strong><\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td><strong>Rapiditatea aprob\u0103rii cererii de creditare<\/strong><\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td><strong>Sume maxime ce pot fi accesate<\/strong><\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td><strong>U\u0219urin\u021ba \u00een utilizare \u0219i \u00een rambursarea datoriei<\/strong><\/td><td>\u2b50\u2b50\u2b50\u2b50\u2b50<\/td><\/tr><tr><td><strong>Nota general\u0103<\/strong><\/td><td><strong>4.8\/5<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\">\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Mozipo_recenzii_oferite_de_echipa_Financer\">Mozipo recenzii oferite de echipa Financer<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Ce ne place<\/strong><\/h4>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Proces complet online, rapid \u0219i intuitiv <\/strong><\/p>\n<p>Mozipo permite aplicarea integral\u0103 online, f\u0103r\u0103 deplas\u0103ri inutile. De la accesarea site-ului \u0219i p\u00e2n\u0103 la aprobarea cererii de credit, \u00eentreg procesul poate fi finalizat \u00een mai pu\u021bin de 15 minute (depinz\u00e2nd, desigur, de respectarea condi\u021biilor necesare din partea beneficiarului).<\/p>\n<\/li><li><p><strong>Unele dintre cele mai bune condi\u021bii pentru credite rapide de pe pia\u021b\u0103<\/strong><\/p>\n<p>Faptul c\u0103 po\u021bi accesa sume de p\u00e2n\u0103 la 20.000 lei cu dob\u00e2nzi anuale ce pornesc de la 4.9% este de-a dreptul impresionant.<\/p>\n<\/li><li><p><strong>Flexibilitate \u0219i limite generoase <\/strong><\/p>\n<p>Cu sume maxime de p\u00e2n\u0103 la 20.000 lei \u0219i perioade de rambursare \u00eentre 2 \u0219i 60 luni, Mozipo ofer\u0103 o flexibilitate ridicat\u0103 pentru nevoi diverse.<\/p>\n<\/li><li><p><strong>Rambursare simpl\u0103 \u0219i variat\u0103<\/strong> <\/p>\n<p>Ai la dispozi\u021bie multiple metode de plat\u0103 \u2013 transfer bancar, internet banking sau pl\u0103\u021bi cash la sucursale bancare. Rambursarea este rapid\u0103 \u0219i accesibil\u0103, cu toate c\u0103 ne-ar fi pl\u0103cut s\u0103 existe \u0219i op\u021biuni precum direct debit sau plata prin ZebraPay sau alte dispozitive similare.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h4 class=\"wp-block-heading\"><strong>La ce se mai poate lucra<\/strong><\/h4>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Beneficii pentru clien\u021bi noi pu\u021bin cam mici<\/strong><\/p>\n<p>Mozipo ofer\u0103 un credit rapid f\u0103r\u0103 dob\u00e2nd\u0103 de p\u00e2n\u0103 la 500 lei pentru dou\u0103 luni. Unele dintre companiile competitoare ofer\u0103 credite f\u0103r\u0103 costuri <a href=\"https:\/\/financer.ro\/companie\/creditprime\/\" data-type=\"company_single\" data-id=\"1035\">chiar \u0219i de p\u00e2n\u0103 la 15.000 lei<\/a>.<\/p>\n<\/li><li><p><strong>Comision de analiz\u0103 dosar<\/strong><\/p>\n<p>Nu ne place deloc faptul c\u0103 trebuie s\u0103 pl\u0103te\u0219ti comision de analiz\u0103 dosar \u00een valoare de 298.8 lei, indiferent de suma accesat\u0103. De fapt, acesta este \u0219i principalul motiv pentru care i-am luat o stelu\u021b\u0103 din tabel de la Costuri.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Mozipo_da_sau_nu\">Mozipo, da sau nu?<\/h3>\n\n\n\n<p>Mozipo este un IFN de \u00eencredere, potrivit pentru cei care au nevoie de credite rapide de p\u00e2n\u0103 la 20.000 lei cu dob\u00e2nzi ce pornesc de la 4.9% pe an, f\u0103r\u0103 birocra\u021bie complicat\u0103. <\/p>\n\n\n\n<p>Procesul online simplificat \u0219i promo\u021bia pentru clien\u021bi noi sunt avantaje notabile. <\/p>\n\n\n\n<p>Cu toate acestea, este important s\u0103 analizezi costurile totale ale creditului \u0219i s\u0103 iei \u00een considerare acel comision de analiz\u0103 dosar.<\/p>\n\n\n\n<p>Dac\u0103 prioritatea ta este rapiditatea \u0219i accesibilitatea, Mozipo este o alegere solid\u0103, dar compar\u0103 mereu ofertele disponibile pentru a g\u0103si cea mai bun\u0103 solu\u021bie pentru nevoile tale financiare.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Mozipo_alternative\">Mozipo alternative<\/h2>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><thead><tr><th>Companie<\/th><th>Sum\u0103 maxim\u0103 creditat\u0103 (lei)<\/th><th>Credit cu dob\u00e2nd\u0103 0 clien\u021bi noi (sum\u0103 lei)<\/th><th>Dob\u00e2nd\u0103 zilnic\u0103 (%)<\/th><th>Perioad\u0103 rambursare maxim\u0103 (zile)<\/th><th>Acceptare clien\u021bi r\u0103u-platnici<\/th><\/tr><\/thead><tbody><tr><td><strong><a href=\"https:\/\/financer.ro\/companie\/hora-credit\/\" data-type=\"company_single\" data-id=\"1061\">Hora Credit<\/a><\/strong><\/td><td>10.000<\/td><td>10.000<\/td><td>2\/ 0.08<\/td><td>70\/ 365<\/td><td>\u2705<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.ro\/companie\/ferratum-money\/\">Ferratum<\/a><\/strong><\/td><td>19.000<\/td><td>10.000<\/td><td>0.4022<\/td><td>30\/ 365<\/td><td>\u2705<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.ro\/companie\/creditprime\/\">CreditPrime<\/a><\/strong><\/td><td>15.000<\/td><td>15.000<\/td><td>0.99\/ 0.5<\/td><td>30\/ 365<\/td><td>\u2705<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.ro\/companie\/via-conto\/\">ViaConto<\/a><\/strong><\/td><td>4.000<\/td><td>\u274c<\/td><td>1.18<\/td><td>30<\/td><td>\u2705<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.ro\/companie\/ocean-credit\/\">Ocean Credit<\/a><\/strong><\/td><td>9.000<\/td><td>\u274c<\/td><td>0.10<\/td><td>30\/ 365<\/td><td>\u274c<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.ro\/companie\/axi-card\/\">AXI Card<\/a><\/strong><\/td><td>4.000<\/td><td>\u274c<\/td><td>0.2<\/td><td>365<\/td><td>\u2705<\/td><\/tr><tr><td><strong><a href=\"https:\/\/financer.ro\/companie\/viva-credit\/\">Viva Credit<\/a><\/strong><\/td><td>20.000<\/td><td>5.000<\/td><td>1.2\/0.4<\/td><td>30\/ 365<\/td><td>\u2705<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"author":77,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1119],"company_type":[11],"overall_rating":"2.00000000","_links":{"self":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/14333"}],"collection":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/users\/77"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/comments?post=14333"}],"version-history":[{"count":23,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/14333\/revisions"}],"predecessor-version":[{"id":79404,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/14333\/revisions\/79404"}],"wp:attachment":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/media?parent=14333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/categories?post=14333"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_type?post=14333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}