{"id":14341,"date":"2020-10-08T12:26:15","date_gmt":"2020-10-08T09:26:15","guid":{"rendered":"https:\/\/financer.ro\/?post_type=company_single&#038;p=14341"},"modified":"2025-02-14T14:21:03","modified_gmt":"2025-02-14T12:21:03","slug":"icredit","status":"publish","type":"company_single","link":"https:\/\/financer.ro\/companie\/icredit\/","title":{"rendered":"iCredit"},"content":{"rendered":"<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-large\"><img decoding=\"async\" width=\"200\" height=\"60\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2020\/10\/icredit.png\" alt=\"icredit\" class=\"wp-image-14342\"><\/figure><\/div>\n\n\n<p>iCredit este o institu\u021bie financiar\u0103 nebancar\u0103 cu o vast\u0103 istorie \u00een Rom\u00e2nia, ce a intrat pe pia\u021ba de la noi \u00eenc\u0103 din anul 2011. <\/p>\n\n\n\n<p>\u00cen cei 14 ani de activitate, compania s-a dezvoltat continuu, ajung\u00e2nd ca ast\u0103zi s\u0103 aib\u0103 peste 117 sedii fixe, mai bine de 1600 angaja\u021bi \u0219i peste 700.000 credite acordate clien\u021bilor persoane fizice \u0219i\/ sau juridice.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-text-align-center\">Ce ne place la iCredit<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p>Po\u021bi accesa \u00eemprumuturi de p\u00e2n\u0103 la 8.000 lei, chiar dac\u0103 e\u0219ti client nou sau existent<\/p>\n<\/li><li><p>Perioada de rambursare maxim\u0103 este de 12 luni<\/p>\n<\/li><li><p>Au puncte de lucru fixe de unde po\u021bi ridica banii \u0219i unde \u00ee\u021bi po\u021bi pl\u0103ti datoriile<\/p>\n<\/li><li><p>Clien\u021bii buni-platnici beneficiaz\u0103 de avantaje &#8211; sume mai mari \u0219i dob\u00e2nzi mai bune<\/p>\n<\/li><\/ul><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">La ce mai poate lucra iCredit<\/h3>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p>Costurile totale sunt unele destul de ridicate, pu\u021bin peste media pie\u021bei<\/p>\n<\/li><li><p>Nu beneficiezi de oferte speciale dac\u0103 e\u0219ti client nou<\/p>\n<\/li><li><p>Nu po\u021bi alege tu perioada de rambursare<\/p>\n<\/li><\/ul><\/div><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Preri_iCredit_i_recenzie_complet\">P\u0103reri iCredit \u0219i recenzie complet\u0103<\/h2>\n\n\n\n<p>iCredit este parte a unuia dintre cele mai puternice grupuri financiare din Europa, Management Financial Group, ce activeaz\u0103 \u00een alte \u0219ase \u021b\u0103ri din Europa (Polonia, Ucraina, Bulgaria, Macedonia, Croa\u021bia \u0219i Spania).<\/p>\n\n\n\n<table>\n<thead>\n<tr>\n<th colspan=\"2\">iCredit &#8211; caracteristici generale<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Sum\u0103 maxim\u0103 creditat\u0103<\/strong><\/td>\n<td>8000lei<\/td>\n<\/tr>\n<tr>\n<td><strong>Dob\u00e2nd\u0103 zilnic\u0103<\/strong><\/td>\n<td>\u00cencep\u00e2nd de la 0.5% \u0219i p\u00e2n\u0103 la 2%<\/td>\n<\/tr>\n<tr>\n<td><strong>Perioad\u0103 de rambursare<\/strong><\/td>\n<td>3 &#8211; 12 luni<\/td>\n<\/tr>\n<tr>\n<td><strong>Debitarea direct\u0103 a datoriei de pe card<\/strong><\/td>\n<td>Nu<\/td>\n<\/tr>\n<tr>\n<td><strong>Posibilitate de plat\u0103 numerar<\/strong><\/td>\n<td>Da, prin transfer la toate institu\u021biile bancare sau \u00een punctele de lucru<\/td>\n<\/tr>\n<tr>\n<td><strong>Puncte de lucru fixe<\/strong><\/td>\n<td>Da<\/td>\n<\/tr>\n<tr>\n<td><strong>V\u00e2rsta minim\u0103 a aplicantului<\/strong><\/td>\n<td>18 ani<\/td>\n<\/tr>\n<tr>\n<td><strong>Venit minim<\/strong><\/td>\n<td>700 lei<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n<p>\u00cen ceea ce prive\u0219te serviciile disponibile \u00een Rom\u00e2nia, prin intermediul acestui creditor vei putea accesa un <a href=\"https:\/\/financer.ro\/credit\/credit-nevoi-personale\/\" data-type=\"page\" data-id=\"810\">credit de nevoi personale<\/a>, cu sume cuprinse \u00eentre 500 \u0219i 8.000 lei.<\/p>\n\n\n\n<p>Dob\u00e2nzile totale sunt destul de simplu de calculat. Asta deoarece iCredit ofer\u0103 un calculator de credit pe pagina principal\u0103, unde po\u021bi selecta:<\/p>\n\n\n\n<ul>\n<li>Suma pe care dore\u0219ti s\u0103 o \u00eemprumu\u021bi<\/li>\n\n\n\n<li>Tipul ratelor &#8211; s\u0103pt\u0103m\u00e2nale sau lunare<\/li>\n\n\n\n<li>Valoarea ratelor &#8211; pornesc de la un minim standard, dar po\u021bi alege s\u0103 pl\u0103te\u0219ti mai mult, reduc\u00e2nd automat perioada \u0219i costurile totale<\/li>\n<\/ul>\n\n\n\n<p>Un lucru este cert, aceast\u0103 abordare face ca valoare total\u0103 a DAE s\u0103 fie cuprins\u0103 \u00eentre 177.74% \u0219i 1261%. O foarte mare varia\u021bie, dac\u0103 ne \u00eentrebi pe noi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Avantaje_iCredit\">Avantaje iCredit<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Po\u021bi accesa un \u00eemprumut iCredit de p\u00e2n\u0103 la 8.000 lei, cu perioade de rambursare de p\u00e2n\u0103 la 12 luni<\/p>\n<\/li><li><p>iCredit vine cu o ofert\u0103 special\u0103 de credit pentru pensionari, \u00eens\u0103 suma maxim\u0103 pe care o po\u021bi accesa este redus\u0103 la 7.800 lei<\/p>\n<\/li><li><p>Dup\u0103 accesarea \u0219i achitarea la timp a primului credit, clien\u021bii sunt \u00eenrola\u021bi automat \u00een programul de loialitate, care vine cu anumite bonusuri \u0219i avantaje, printre care \u0219i accesarea unor sume ce pot ajunge la 10.000 lei<\/p>\n<\/li><\/ul><\/div>\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg2\"><h3>Compar\u0103 credite oferite de 16 companii<\/h3><p>G\u0103se\u0219te cel mai ieftin credit cu un singur click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"3000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.ro\/results?query=1&non_affiliate=true&param_amount=3000&param_period=30\" data-slider-url=\"https:\/\/financer.ro\/results?query=1&non_affiliate=true&param_amount=3000&param_period=30\" data-required=\"results?query=1non_affiliate=true&param_amount=3000&param_period=30&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compar\u0103 ofertele<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Dezavantaje_iCredit\">Dezavantaje iCredit<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Nu au oferte promo\u021bionale cu dob\u00e2nzi reduse sau chiar <a href=\"https:\/\/financer.ro\/credit\/credit-fara-dobanda\/\" data-type=\"page\" data-id=\"2038\">credite f\u0103r\u0103 dob\u00e2nd\u0103<\/a> pentru clien\u021bii noi<\/p>\n<\/li><li><p>Costurile totale sunt destul de mari \u0219i, cel mai adesea, dac\u0103 mergi pe ratele minime \u0219i perioadele maxime ajungi s\u0103 pl\u0103te\u0219ti, \u00een total, aproape dublu fa\u021b\u0103 de valoarea \u00eemprumutat\u0103 la finalul contractului<\/p>\n<\/li><li><p>Nu po\u021bi alege tu perioada de rambursare \u0219i e\u0219ti obligat s\u0103 alegi standardul oferit de companie<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ce_i_trebuie_pentru_a_accesa_un_mprumut_i_Credit\">Ce \u00ee\u021bi trebuie pentru a accesa un \u00eemprumut i Credit<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>S\u0103 ai peste 18 ani<\/p>\n<\/li><li><p>S\u0103 fii cet\u0103\u021bean rom\u00e2n \u0219i s\u0103 ai o carte de identitate valabil\u0103<\/p>\n<\/li><li><p>S\u0103 faci dovada unor venituri lunare stabile, ce pot veni din multiple surse, precum salariu, pensie, chirie etc.<\/p>\n<\/li><li><p>S\u0103 ai un num\u0103r de telefon \u0219i o adres\u0103 de email pe care s\u0103 po\u021bi fi contactat<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>La partea de jos a acestei pagini vei putea citi iCredit p\u0103reri ale unor persoane care au avut contact direct cu creditorul.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Rambursarea_creditului\">Rambursarea creditului<\/h2>\n\n\n\n<p>Pentru a pl\u0103ti ratele lunare aferente \u00eemprumutului, vei avea doar dou\u0103 variante, dintre care una este total diferit\u0103 fa\u021b\u0103 de ce ne-au obi\u0219nuit toate celelalte IFN-uri din Rom\u00e2nia:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Prima op\u021biune este reprezentat\u0103 de deja clasicul transfer bancar \u00eentr-unul din conturile iCredit<\/p>\n<\/li><li><p>A doua variant\u0103 \u0219i cea pe care te \u00eencurajeaz\u0103 creditorul s\u0103 o utilizezi este colectarea ratelor de la domiciliul t\u0103u de c\u0103tre un angajat al IFN-ului<\/p>\n<\/li><li><p>Iar a treia este reprezentat\u0103 de plata la oricare din cele peste 110 sedii fixe disponibile \u00een \u021bara noastr\u0103<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Cum un transfer bancar poate dura \u0219i p\u00e2n\u0103 la 24 ore lucr\u0103toare s\u0103 se realizeze, ne vedem nevoi\u021bi s\u0103 \u00ee\u021bi amintim c\u0103 ar fi bine s\u0103 \u00ee\u021bi iei o marj\u0103 de eroare atunci c\u00e2nd pl\u0103te\u0219ti suma datorat\u0103 prin aceast\u0103 variant\u0103.<\/p>\n\n\n\n<p>Ca sfat, \u00ee\u021bi suger\u0103m s\u0103 efectuezi plata cu c\u00e2teva zile \u00eenainte de termenul limit\u0103, ca m\u0103sur\u0103 de siguran\u021b\u0103.<\/p>\n\n\n\n                <div class=\"fn_block block_fn_msg_box cost search-hero--bg2\">\n\t\t\t\t<h3>Cum s\u0103 economise\u0219ti <span class=\"compare-amount\">2.039,00 Lei <\/span> cu un credit<\/h3>\n\t\t\t\t<p>Diferen\u021ba de pre\u021b pentru un credit de 3.000,00 Lei pe 90 zile este de 2.039,00 Lei.<\/p>\n\t\t\t\t<p class=\"has-text-left\"><a href=\"https:\/\/financer.ro\/results\/?query=1&filter_non_affiliate=1&param_amount=3000&param_period=90\" class=\"button is-normal is-primary is-rounded\">Afl\u0103 cum<\/a><\/p>\n                <\/div><h2 class=\"wp-block-heading\" id=\"iCredit_da_sau_nu\">iCredit, da sau nu?<\/h2>\n\n\n\n<p>Ofertele de \u00eemprumuturi ale celor de la iCredit, cu toate c\u0103 sunt unele destul de variate, vin cu ni\u0219te costuri finale destul de mari.<\/p>\n\n\n\n<p>Pe site-ul nostru vei putea g\u0103si IFN-uri ce au dob\u00e2nzile mult mai mici \u00een compara\u021bie cu acest creditor. Iat\u0103-le:<\/p>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><thead><tr><th class=\"has-text-align-left\" data-align=\"left\">Companie<\/th><th class=\"has-text-align-center\" data-align=\"center\">Sum\u0103 maxim\u0103 creditat\u0103 (lei)<\/th><th class=\"has-text-align-center\" data-align=\"center\">Credit cu dob\u00e2nd\u0103 0 clien\u021bi noi (sum\u0103 lei)<\/th><th class=\"has-text-align-center\" data-align=\"center\">Dob\u00e2nd\u0103 zilnic\u0103 (%)<\/th><th class=\"has-text-align-center\" data-align=\"center\">Perioad\u0103 rambursare maxim\u0103 (zile)<\/th><th class=\"has-text-align-center\" data-align=\"center\">Acceptare clien\u021bi r\u0103u-platnici<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong><a href=\"https:\/\/financer.ro\/companie\/viva-credit\/\" data-type=\"company_single\" data-id=\"1974\">Viva Credit<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">20.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">5.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">1\/ 0.4<\/td><td class=\"has-text-align-center\" data-align=\"center\">30\/ 365<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong><a href=\"https:\/\/financer.ro\/companie\/ferratum-money\/\">Ferratum<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">19.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">10.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.4022<\/td><td class=\"has-text-align-center\" data-align=\"center\">30\/ 365<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong><a href=\"https:\/\/financer.ro\/companie\/creditprime\/\">CreditPrime<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">15.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">15.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.99\/ 0.5<\/td><td class=\"has-text-align-center\" data-align=\"center\">30\/ 365<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong><a href=\"https:\/\/financer.ro\/companie\/via-conto\/\">ViaConto<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">4.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.18<\/td><td class=\"has-text-align-center\" data-align=\"center\">30<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong><a href=\"https:\/\/financer.ro\/companie\/ocean-credit\/\">Ocean Credit<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">9.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.10<\/td><td class=\"has-text-align-center\" data-align=\"center\">30\/ 365<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong><a href=\"https:\/\/financer.ro\/companie\/axi-card\/\">AXI Card<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">4.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.2<\/td><td class=\"has-text-align-center\" data-align=\"center\">365<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\"><strong><a href=\"https:\/\/financer.ro\/companie\/hora-credit\/\">Hora Credit<\/a><\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">10.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">10.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">2<\/td><td class=\"has-text-align-center\" data-align=\"center\">70\/ 365<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"author":77,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1119],"company_type":[11],"overall_rating":"1.50000000","_links":{"self":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/14341"}],"collection":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/users\/77"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/comments?post=14341"}],"version-history":[{"count":17,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/14341\/revisions"}],"predecessor-version":[{"id":79746,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/14341\/revisions\/79746"}],"wp:attachment":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/media?parent=14341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/categories?post=14341"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_type?post=14341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}