{"id":14341,"date":"2020-10-08T12:26:15","date_gmt":"2020-10-08T09:26:15","guid":{"rendered":"https:\/\/financer.ro\/?post_type=company_single&#038;p=14341"},"modified":"2024-05-10T13:15:52","modified_gmt":"2024-05-10T10:15:52","slug":"icredit","status":"publish","type":"company_single","link":"https:\/\/financer.ro\/companie\/icredit\/","title":{"rendered":"iCredit"},"content":{"rendered":"\n<div class=\"wp-block-image shortcode-no\"><figure class=\"alignright size-large\"><img decoding=\"async\" width=\"200\" height=\"60\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2020\/10\/icredit.png\" alt=\"icredit\" class=\"wp-image-14342\"><\/figure><\/div>\n\n\n\n<p>iCredit este o institu\u021bie financiar\u0103 nebancar\u0103 cu o vast\u0103 istorie \u00een Rom\u00e2nia, ce a intrat pe pia\u021ba de la noi \u00eenc\u0103 din anul 2011. <\/p>\n\n\n\n<p>\u00cen cei 9 ani de activitate, compania s-a dezvoltat continuu, ajung\u00e2nd ca ast\u0103zi s\u0103 aib\u0103 peste 100 sedii fixe, mai bine de 1600 angaja\u021bi \u0219i peste 400.000 credite acordate clien\u021bilor persoane fizice \u0219i\/ sau juridice.<\/p>\n\n\n\n<p>iCredit este parte a unuia dintre cele mai puternice grupuri financiare din Europa, Management Financial Group, ce activeaz\u0103 \u00een alte patru \u021b\u0103ri din Europa de Sud-Est (Polonia, Ucraina, Bulgaria \u0219i Macedonia).<\/p>\n\n\n\n<table>\n<thead>\n<tr>\n<th colspan=\"2\">iCredit &#8211; caracteristici generale<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Sum\u0103 maxim\u0103 creditat\u0103<\/strong><\/td>\n<td>10000lei<\/td>\n<\/tr>\n<tr>\n<td><strong>Dob\u00e2nd\u0103 zilnic\u0103<\/strong><\/td>\n<td>\u00cencep\u00e2nd de la 0.5 %<\/td>\n<\/tr>\n<tr>\n<td><strong>Perioad\u0103 de rambursare<\/strong><\/td>\n<td>3 &#8211; 23 luni<\/td>\n<\/tr>\n<tr>\n<td><strong>Debitarea direct\u0103 a datoriei de pe card<\/strong><\/td>\n<td>Nu<\/td>\n<\/tr>\n<tr>\n<td><strong>Posibilitate de plat\u0103 numerar<\/strong><\/td>\n<td>Da, prin transfer la toate institu\u021biile bancare sau \u00een punctele de lucru<\/td>\n<\/tr>\n<tr>\n<td><strong>Puncte de lucru fixe<\/strong><\/td>\n<td>Da<\/td>\n<\/tr>\n<tr>\n<td><strong>V\u00e2rsta minim\u0103 a aplicantului<\/strong><\/td>\n<td>18 ani<\/td>\n<\/tr>\n<tr>\n<td><strong>Venit minim<\/strong><\/td>\n<td>700 lei<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n<p>\u00cen ceea ce prive\u0219te serviciile disponibile \u00een Rom\u00e2nia, prin intermediul acestui creditor vei putea accesa un <a href=\"https:\/\/financer.ro\/credit\/credit-nevoi-personale\/\" data-type=\"page\" data-id=\"810\">credit de nevoi personale<\/a>, cu sume cuprinse \u00eentre 500 \u0219i 10.000 lei.<\/p>\n\n\n\n<p>Dob\u00e2nzile totale sunt destul de greu de calculat. Asta deoarece i Credit vine cu un sistem total diferit de ceea ce suntem cu to\u021bii obi\u0219nui\u021bi. Costurile sunt \u00eemp\u0103r\u021bite \u00een dou\u0103 perioade:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Prima, care poate reprezenta orice de la 5 la 25 s\u0103pt\u0103m\u00e2ni, \u00een care \u021bi se aplic\u0103 o dob\u00e2nd\u0103 uria\u0219\u0103, cuprins\u0103 \u00eentre 270 \u0219i 550 %<\/p>\n<\/li><li><p>A doua, care reprezint\u0103 restul intervalului, \u00een care dob\u00e2nda este de 10 \u2013 20 %<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Un lucru este cert, aceast\u0103 abordare face ca valoare total\u0103 a DAE s\u0103 fie cuprins\u0103 \u00eentre 127 \u0219i 3700 %. O foarte mare varia\u021bie, dac\u0103 ne \u00eentrebi pe noi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Beneficiile_celor_de_la_iCredit\">Beneficiile celor de la iCredit<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Vei putea accesa \u00eemprumuturi de p\u00e2n\u0103 la 10.000 lei, cu perioade de rambursare de 23 luni, cu toate c\u0103 dac\u0103 e\u0219ti client nou, suma maxim\u0103 este limitat\u0103 la 6.000 lei<\/p>\n<\/li><li><p>iCredit vine cu o ofert\u0103 special\u0103 de credit pentru pensionari, pe 15 luni, cu valori de maxim 6000 lei<\/p>\n<\/li><li><p>De\u021bin\u0103torii de business-uri vor putea accesa <a href=\"https:\/\/financer.com\/ro\/credit\/credite-persoane-juridice\/\">credite persoane juridice<\/a> de p\u00e2n\u0103 la 15.000 lei, cu rambursarea la 10 luni<\/p>\n<\/li><li><p>Dup\u0103 accesarea \u0219i achitarea la timp a primului credit, clien\u021bii sunt \u00eenrola\u021bi automat \u00een programul de loialitate, care vine cu anumite bonusuri \u0219i avantaje<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ce_i_trebuie_pentru_a_accesa_un_mprumut_i_Credit\">Ce \u00ee\u021bi trebuie pentru a accesa un \u00eemprumut i Credit<\/h2>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>S\u0103 ai peste 18 ani<\/p>\n<\/li><li><p>S\u0103 fii cet\u0103\u021bean rom\u00e2n \u0219i s\u0103 ai o carte de identitate valabil\u0103<\/p>\n<\/li><li><p>S\u0103 faci dovada unor venituri lunare stabile, ce pot veni din multiple surse, precum salariu, pensie, chirie etc.<\/p>\n<\/li><li><p>S\u0103 ai un num\u0103r de telefon \u0219i o adres\u0103 de email pe care s\u0103 po\u021bi fi contactat<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>La partea de jos a acestei pagini vei putea citi iCredit p\u0103reri ale unor persoane care au avut contact direct cu creditorul.<\/p>\n\n\n\n\t\t<div id=\"genericloan_0_form\" class=\"fs-slider fs-slider--tooltip search-hero--bg2\"><h3>Compar\u0103 credite oferite de 16 companii<\/h3><p>G\u0103se\u0219te cel mai ieftin credit cu un singur click<\/p><div class=\"step amount\">    <div class=\"slider_cont step__value\">\n        <span class=\"fl_l_m_15 amount_display\"><\/span>\n    <\/div>\n    <div class=\"step__slider\">\n        <input type=\"range\" data-default-value=\"3000\" data-name=\"param_amount\" \/>\n    <\/div>\n<\/div><div class=\"step stepSubmit\"><a id=\"submitSliders\" href=\"https:\/\/financer.ro\/results?query=1&non_affiliate=true&param_amount=3000&param_period=30&\" data-slider-url=\"https:\/\/financer.ro\/results?query=1&non_affiliate=true&param_amount=3000&param_period=30&\" data-required=\"results?query=1non_affiliate=true&param_amount=3000&param_period=30&\" class=\"get_results compare button is-primary is-medium is-rounded\">Compar\u0103 ofertele<\/a><\/div>\t\t<\/div><h2 class=\"wp-block-heading\" id=\"Rambursarea_creditului\">Rambursarea creditului<\/h2>\n\n\n\n<p>Pentru a pl\u0103ti ratele lunare aferente \u00eemprumutului, vei avea doar dou\u0103 variante, dintre care una este total diferit\u0103 fa\u021b\u0103 de ce ne-au obi\u0219nuit toate celelalte IFN-uri din Rom\u00e2nia:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Prima op\u021biune este reprezentat\u0103 de deja clasicul transfer bancar \u00eentr-unul din conturile iCredit<\/p>\n<\/li><li><p>A doua variant\u0103 \u0219i cea pe care te \u00eencurajeaz\u0103 creditorul s\u0103 o utilizezi este colectarea ratelor de la domiciliul t\u0103u de c\u0103tre un angajat al IFN-ului<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Cum un transfer bancar poate dura \u0219i p\u00e2n\u0103 la 24 ore lucr\u0103toare s\u0103 se realizeze, ne vedem nevoi\u021bi s\u0103 \u00ee\u021bi amintim c\u0103 ar fi bine s\u0103 \u00ee\u021bi iei o marj\u0103 de eroare atunci c\u00e2nd pl\u0103te\u0219ti suma datorat\u0103 prin aceast\u0103 variant\u0103.<\/p>\n\n\n\n<p>Ca sfat, \u00ee\u021bi suger\u0103m s\u0103 efectuezi plata cu c\u00e2teva zile \u00eenainte de termenul limit\u0103, ca m\u0103sur\u0103 de siguran\u021b\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"iCredit_da_sau_nu\">iCredit, da sau nu?<\/h2>\n\n\n\n<p>Ofertele de \u00eemprumuturi ale celor de la iCredit, cu toate c\u0103 sunt unele destul de variate, vin cu ni\u0219te costuri finale destul de mari.<\/p>\n\n\n\n<p>Pe site-ul nostru vei putea g\u0103si IFN-uri ce au dob\u00e2nzile mult mai mici \u00een compara\u021bie cu acest creditor.<\/p>\n\n\n\n<p>Iar la partea superioar\u0103 a paginii vei \u0219i putea vedea trei dintre ei.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"#top\" class=\"button  is-rounded is-primary is-large is-fullwidth\" target=\"_self\"  >Vezi oferte mai avantajoase<\/a><\/div>","protected":false},"author":77,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"open","ping_status":"closed","template":"","categories":[1119],"company_type":[11],"overall_rating":"1.50000000","_links":{"self":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/14341"}],"collection":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/users\/77"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/comments?post=14341"}],"version-history":[{"count":15,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/14341\/revisions"}],"predecessor-version":[{"id":17922,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/14341\/revisions\/17922"}],"wp:attachment":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/media?parent=14341"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/categories?post=14341"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_type?post=14341"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}