{"id":15584,"date":"2024-02-09T21:32:00","date_gmt":"2024-02-09T19:32:00","guid":{"rendered":"https:\/\/financer.ro\/?page_id=15584"},"modified":"2024-06-19T16:59:28","modified_gmt":"2024-06-19T13:59:28","slug":"transfergo","status":"publish","type":"company_single","link":"https:\/\/financer.ro\/companie\/transfergo\/","title":{"rendered":"TransferGo &#8211; transfer\u0103 bani ieftin \u0219i rapid"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"1024\" height=\"685\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/02\/transfergo-1024x685.jpg\" alt=\"transfergo\" class=\"wp-image-15605\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/02\/transfergo-1024x685.jpg 1024w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/02\/transfergo-300x201.jpg 300w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/02\/transfergo-768x514.jpg 768w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/02\/transfergo.jpg 1172w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u00cen urm\u0103toarele 10 minute sau poate mai pu\u021bin vei afla tot ce trebuie s\u0103 \u0219tii \u00eenainte de a-\u021bi face cont pe TransferGo.<\/p>\n\n\n\n<p><em>Aceast\u0103 recenzie nu este nu este una \u00een care prezent\u0103m doar lucrurile bune \u0219i frumoase ale aplica\u021biei.<\/em><\/p>\n\n\n\n<p>\u00cenc\u0103 de c\u00e2nd ne-am apucat s\u0103 scriem articolul ne-am dorit s\u0103 oferim <strong>o p\u0103rere c\u00e2t mai obiectiv\u0103 legat\u0103 de serviciile oferite de Transfer Go<\/strong>. <\/p>\n\n\n\n<p>\u0218i credem noi c\u0103 acest lucru ne-a \u0219i ie\u0219it.<\/p>\n\n\n\n<table>\n<thead>\n<tr>\n<th colspan=\"2\">TransferGo &#8211; caracteristici generale<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>Costuri lunare fixe<\/strong><\/td>\n<td>0 lei<\/td>\n<\/tr>\n<tr>\n<td><strong>Retrageri lunare maxime gratuite de la ATM-uri<\/strong><\/td>\n<td>Nu emit card<\/td>\n<\/tr>\n<tr>\n<td><strong>Comisioane transferuri interna\u021bionale<\/strong><\/td>\n<td>\u00centre 1 \u0219i 16 lei<\/td>\n<\/tr>\n<tr>\n<td><strong>\u021a\u0103ri din care po\u021bi efectua transfer<\/strong><\/td>\n<td>32 printre care \u0219i Rom\u00e2nia<\/td>\n<\/tr>\n<tr>\n<td><strong>\u021a\u0103ri \u00een care po\u021bi trimite bani<\/strong><\/td>\n<td>66, printre care \u0219i Rom\u00e2nia<\/td>\n<\/tr>\n<tr>\n<td><strong>Schimburi valutare<\/strong><\/td>\n<td>Da, la cota\u021bii interbancare plus 0 &#8211; 2.2 %<\/td>\n<\/tr>\n<tr>\n<td><strong>Aplica\u021bie disponibil\u0103 \u00een Rom\u00e2nia<\/strong><\/td>\n<td>Da, \u0219i mai mult, aplica\u021bia este tradus\u0103 \u00een limba rom\u00e2n\u0103<\/td>\n<\/tr>\n<tr>\n<td><strong>Rela\u021bii clien\u021bi \u00een limba rom\u00e2n\u0103<\/strong><\/td>\n<td>Da<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n<p>Dup\u0103 ce vei fi parcurs r\u00e2ndurile de mai jos vei \u0219tii exact care sunt punctele forte \u0219i c\u00e2nd este bine s\u0103 folose\u0219ti TransferGo ori, pe de alt\u0103 parte, c\u00e2nd este mai indicat s\u0103 utilizezi un alt serviciu de transfer bani.<\/p>\n\n\n\n<p>Iat\u0103 ce vei putea citi \u00een continuare:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><h3 id=\"Cuprins\">Cuprins<\/h3><li><p><a href=\"#ce\">Ce este TransferGo<\/a><\/p>\n<\/li><li><p><a href=\"#cum\">Cum s\u0103 \u00ee\u021bi deschizi un cont<\/a><\/p>\n<\/li><li><p><a href=\"#cat\">C\u00e2t cost\u0103 s\u0103 efectuezi un transfer bancar<\/a><\/p>\n<\/li><li><p><a href=\"#pareri\">TransferGo p\u0103reri<\/a><\/p>\n<\/li><li><p><a href=\"#avantaj\">Avantaje \u0219i dezavantaje<\/a><\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ce_este_TransferGo\">Ce este TransferGo<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/08\/transfergo-teapa.jpg\" alt=\"transfer go\" class=\"wp-image-17995\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/08\/transfergo-teapa.jpg 800w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/08\/transfergo-teapa-300x150.jpg 300w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/08\/transfergo-teapa-768x384.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p><strong>TransferGo este o alternativ\u0103 online la transferurile bancare.<\/strong><\/p>\n\n\n\n<p>Compania a fost fondat\u0103 \u00een anul 2012, are sediul central \u00een Londra \u0219i a devenit cunoscut\u0103 pentru faptul c\u0103 faciliteaz\u0103 trimiterea banilor la nivel global, rapid, cu costuri mici.<\/p>\n\n\n\n<p>Pentru a ini\u021bia un transfer <strong>ai nevoie fie de un <a href=\"https:\/\/financer.ro\/finante-personale\/cont-bancar\/\" data-type=\"page\" data-id=\"2930\">cont bancar<\/a> local<\/strong>, fie un <a href=\"https:\/\/financer.ro\/card-de-cumparaturi\/card-de-debit\/\" data-type=\"page\" data-id=\"4763\">card de debit<\/a> ori de credit (doar \u00een cazul pl\u0103\u021bilor efectuate \u00een Euro, Lire britanice, Coroane norvegiene, suedeze \u0219i daneze, Zlo\u021bi polonezi).<\/p>\n\n\n\n<p>Banii pot fi trimi\u0219i c\u0103tre un cont bancar la alegere \u00eentr-una din multele \u021b\u0103ri \u00een care serviciul este disponibil (vezi tabelul de mai jos).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large shortcode-no\"><img decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/02\/transfer-go.jpg\" alt=\"transfergo pareri\" class=\"wp-image-17996\" srcset=\"https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/02\/transfer-go.jpg 800w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/02\/transfer-go-300x150.jpg 300w, https:\/\/financer.global\/app\/uploads\/sites\/14\/2021\/02\/transfer-go-768x384.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p>\u00cen acela\u0219i timp, cei de la Transfer Go sunt renumi\u021bi \u0219i pentru flexibilitatea op\u021biunilor de transfer. <\/p>\n\n\n\n<p><em>Astfel, utiliz\u00e2ndu-le serviciul, vei avea la dispozi\u021bie una dintre urm\u0103toarele trei variante:<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Transfer rapid<\/strong> \u2013 cea mai scump\u0103 variant\u0103, dar cea mai rapid\u0103; va trimite banii \u00een contul destinatarului chiar \u0219i \u00een 30 minute<\/p>\n<\/li><li><p><strong>Transfer standard<\/strong> \u2013 op\u021biunea medie din punctul de vedere al costurilor; banii pot ajunge aceea\u0219i zi lucr\u0103toare (\u00een func\u021bie de moneda \u0219i \u021bara \u00een care trimi\u021bi)<\/p>\n<\/li><li><p><strong>Transfer ieftin<\/strong> \u2013 de regul\u0103, suma transferat\u0103 ajunge \u00een una &#8211; trei zile lucr\u0103toare<\/p>\n<\/li><\/ul><\/div>\n\n<h3 id=\"cum\">Cum \u00ee\u021bi creezi un cont Transfer Go<\/h3><div class=\"howto_desc\"><p>\u00cen continuare, vom descrie pa\u0219ii pe care va trebui s\u0103 \u00eei parcurgi dac\u0103 vrei s\u0103 \u00ee\u021bi creezi un cont TransferGo \u0219i s\u0103 te bucuri de cele mai rapide \u0219i ieftine transferuri bancare.<\/p><\/div><div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Pasul 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Introdu-ti-numarul-de-telefon\">Introdu-\u021bi num\u0103rul de telefon<\/h3><p>Dup\u0103 ce ai ap\u0103sat butonul<em> \u201e\u00cenregistreaz\u0103-te\u201d<\/em> de pe pagina principal\u0103, vei fi trimis c\u0103tre un ecran unde \u021bi se va solicita s\u0103 alegi \u021bara \u00een care te afli \u0219i s\u0103 introduci un num\u0103r de mobil.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Pasul 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Tasteaza-codul-de-sase-cifre-primit-ca-sms\">Tasteaz\u0103 codul de \u0219ase cifre primit ca sms<\/h3><p>Pe telefon, vei primi un sms cu un cod de \u0219ase cifre. Introdu-l \u00een ecranul acesta sau, dac\u0103 faci \u00eenregistrarea direct de pe mobil, codul se va introduce automat.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Pasul 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Seteaza-un-cod-PIN\">Seteaz\u0103 un cod PIN<\/h3><p>\u00cen acest ecran, vei fi rugat s\u0103 \u00ee\u021bi setezi un cod de securitate format din 4 cifre. Sfatul speciali\u0219tilor este s\u0103 set\u0103m c\u00e2te un PIN diferit pentru fiecare serviciu ce solicit\u0103 astfel de coduri \u00een parte. Numai s\u0103 avem grij\u0103 s\u0103 nu \u00eel uit\u0103m!<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Pasul 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Introdu-ti-adresa-de-email\">Introdu-\u021bi adresa de email<\/h3><p>Urm\u0103torul pas este s\u0103 \u00ee\u021bi introduci o adres\u0103 de email pe care dore\u0219ti s\u0103 fii contactat. Ulterior, vei primi un mesaj cu un link de validare, pe care trebuie s\u0103 \u00eel accesezi pentru confirmarea contului.<\/p><\/div><div class=\"single-article__steps-counter\" id=\"step_5\">Pasul 5<\/div><div class=\"single-article__steps-content\"><h3 id=\"Completeaza-ti-datele-personale\">Completeaz\u0103-\u021bi datele personale<\/h3><p>Aici vei fi rugat s\u0103 \u00ee\u021bi introduci datele tale personale. Iar asta este tot; contul este creat \u0219i din el vei putea efectua c\u00e2t de multe pl\u0103\u021bi dore\u0219ti.<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                            <\/div>\n            <\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Cum_funcioneaz_TransferGo\">Cum func\u021bioneaz\u0103 TransferGo?<\/h2>\n\n\n\n<p><em>Pentru a putea efectua un transfer bancar prin intermediul aplica\u021biei, iat\u0103 ce trebuie s\u0103 faci:<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ol class=\"check\"><li><p>\u00ce\u021bi creezi un cont urm\u00e2nd pa\u0219ii de mai sus \u2013 stai f\u0103r\u0103 grij\u0103, \u00ee\u021bi va lua mai mult timp s\u0103 cite\u0219ti ce ai de f\u0103cut dec\u00e2t \u00ee\u021bi va lua s\u0103 pui \u00een aplicare etapele prezentate de noi<\/p>\n<\/li><li><p>Treci prin procesul de verificare*<\/p>\n<\/li><li><p>Seteaz\u0103 un nou transfer: alege \u021bara din care trimi\u021bi banii, \u021bara beneficiarului \u0219i suma pe care vrei s\u0103 o transferi sau cea pe care vrei ca destinatarul s\u0103 o primeasc\u0103<\/p>\n<\/li><li><p>Alege una dintre cele trei variante de transfer<\/p>\n<\/li><li><p>Trimite banii<\/p>\n<\/li><\/ol><\/div>\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><p>* \u00cen general, dac\u0103 efectuezi transferuri ce dep\u0103\u0219esc 4000 lei (sau echivalent \u00een alte monede), va trebui s\u0103 \u00ee\u021bi faci verificarea contului personal.<\/p>\n<p><em>Ce \u00eenseamn\u0103 asta?<\/em> S\u0103 faci o poz\u0103 C\u0103r\u021bii de Identitate \u0219i un selfie \u00een care s\u0103 \u021bi se vad\u0103 fa\u021ba.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Ct_cost_s_transferi_bani_prin_Transfer_Go\">C\u00e2t cost\u0103 s\u0103 transferi bani prin Transfer Go?<\/h2>\n\n\n\n<p>TransferGo este de departe serviciul de transfer bancar care vine cu cele mai mici costuri de pe pia\u021b\u0103, <s>dup\u0103 Revolut Premium<\/s> &#8211; vezi de ce aceast\u0103 afirma\u021bie nu mai este valabil\u0103 <a href=\"#opinie\">aici<\/a>.<\/p>\n\n\n\n<p>Dar iat\u0103 ce costuri implic\u0103 trimiterea de bani prin aceast\u0103 aplica\u021bie.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Rata_de_schimb_valutar\">Rata de schimb valutar<\/h3>\n\n\n\n<p>Transfer Go va converti automat banii pe care \u00eei trimi\u021bi \u00een valuta pe care o va primi destinatarul, la un curs valutar interbancar, la care se adaug\u0103 marja lor, <strong>cuprins\u0103 \u00eentre 0 \u0219i 2.2%<\/strong>, \u00een func\u021bie de tipul de transfer \u0219i de moned\u0103.<\/p>\n\n\n\n<p>\u00cen momentul \u00een care realizezi un transfer, cursul valutar r\u0103m\u00e2ne hai s\u0103 zicem \u201eblocat\u201d. <\/p>\n\n\n\n<p>Astfel, \u0219i dac\u0103 se \u00eent\u00e2mpl\u0103 ca valoarea valutei \u00een care trimi\u021bi bani s\u0103 scad\u0103, destinatarul tot va primi suma cu care tu ai ini\u021biat tranzac\u021bia, f\u0103r\u0103 s\u0103 te coste ceva \u00een plus.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Costuri_de_transfer\">Costuri de transfer<\/h3>\n\n\n\n<p>Costurile tranzac\u021biilor difer\u0103 \u00een func\u021bie de \u021bara \u00een care trimi\u021bi bani. Dar op\u021biunile pe care le vei avea la \u00eendem\u00e2n\u0103 vor fi, de regul\u0103, acelea\u0219i trei:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Varianta cea mai ieftin\u0103<\/h4>\n\n\n\n<p><em>Dac\u0103 nu te gr\u0103be\u0219ti ca banii s\u0103 ajung\u0103 la destinatar, atunci aceast\u0103 op\u021biune este cea mai bun\u0103.<\/em><\/p>\n\n\n\n<p>Costurile vor fi de 0 lei (dac\u0103 trimi\u021bi bani \u00een Polonia, spre exemplu), 0.99 lei pentru Marea Britanie \u0219i 4.99 lei pentru toate celelalte \u021b\u0103ri, iar marja aplica\u021biei va fi de 0 %.<\/p>\n\n\n\n<p>A\u0219adar, principalul avantaj al acestui tip de transfer este faptul c\u0103 te vei bucura \u0219i de cel mai bun curs valutar. <\/p>\n\n\n\n<p>Practic, pe l\u00e2ng\u0103 faptul c\u0103 vei cheltui mai pu\u021bin pe transferul \u00een sine, <strong>vei avea de c\u00e2\u0219tigat bani \u0219i dintr-o paritate a valutelor ceva mai favorabil\u0103<\/strong>.<\/p>\n\n\n\n<p>Este drept c\u0103 transferul poate dura p\u00e2n\u0103 la trei zile, cu toate c\u0103 pentru principalele monede din lume nu vei avea de a\u0219teptat mai mult de 24 ore.<\/p>\n\n\n\n<p><em>Dar zicem noi c\u0103 merit\u0103 s\u0103 a\u0219tep\u021bi \u0219i s\u0103 pierzi mai pu\u021bini bani.<\/em><\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Varianta standard<\/h4>\n\n\n\n<p><em>Dac\u0103 alegi aceast\u0103 op\u021biune, banii vor ajunge la destina\u021bie \u00een 5 \u2013 24 ore din momentul \u00een care realizezi transferul.<\/em><\/p>\n\n\n\n<p>Costul este cuprins \u00eentre 4.99 lei pentru Marea Britanie \u0219i 9.99 lei pentru restul \u021b\u0103rilor, la care, \u00een func\u021bie de moned\u0103, se adaug\u0103 o marj\u0103 de schimb valutar cuprins\u0103 \u00eentre 0 \u0219i 2.2 %.<\/p>\n\n\n\n<p>Din testele pe care le-am f\u0103cut, se pare c\u0103 varianta de transfer standard <strong>nu poate fi utilizat\u0103 \u00een cazul \u00een care dore\u0219ti s\u0103 trimi\u021bi lei, iar destinatarul s\u0103 primeasc\u0103 euro<\/strong>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Varianta rapid\u0103<\/h4>\n\n\n\n<p><em>Aceast\u0103 op\u021biune este cea mai bun\u0103 dac\u0103 dore\u0219ti ca banii s\u0103 ajung\u0103 rapid la destina\u021bie.<\/em><\/p>\n\n\n\n<p>\u00cen func\u021bie de moned\u0103, timpul de a\u0219teptare poate fi de numai 30 minute, sau, \u00een orice caz, nu mai mare de c\u00e2teva ore.<\/p>\n\n\n\n<p>\u00cen schimb este drept c\u0103 <strong>o astfel de tranzac\u021bie va fi \u0219i cea mai costisitoare<\/strong>. <\/p>\n\n\n\n<p>Iar aici nu lu\u0103m \u00een calcul doar pre\u021bul transferului \u00een sine, care va fi de 15.99 lei, dar vei primi \u0219i cel mai slab curs valutar dintre toate cele trei op\u021biuni disponibile.<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box info\"><div class=\"fn_block__icon\"><\/div><p>Pentru estimarea tuturor costurilor prezentate mai sus, am luat ca exemplu trimiterea de lei \u00een diverse \u021b\u0103ri.<\/p>\n<p>Cum nu am putut testa fiecare \u021bar\u0103 \u00een parte, se poate ca valorile exprimate s\u0103 difere \u00een func\u021bie de monedele \u00een care se realizeaz\u0103 transferul.<\/p><\/div>\n\n\n<h4 class=\"wp-block-heading\">Trimiterea local\u0103 de lei este taxat\u0103 cu minim 15 lei<\/h4>\n\n\n\n<p>Din p\u0103cate, se pare c\u0103 aplica\u021bia consider\u0103 moneda rom\u00e2neasc\u0103 drept una exotic\u0103, altfel nu ne putem explica de ce trimiterea de lei local este taxat\u0103 cu minim 15 lei.<\/p>\n\n\n\n<p>Iar acest tarif este valabil doar pentru sume de maxim 2500 lei. Pentru transferuri mai mari, \u021bi se va opri \u00eentre de 0.7 \u0219i 1.2 % din sumele trimise, din ce ne d\u0103m noi seama. <\/p>\n\n\n\n<p>Destul de mult, dac\u0103 te \u00eentrebi pe noi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ct_de_simplu_este_s_foloseti_aplicaia\">C\u00e2t de simplu este s\u0103 folose\u0219ti aplica\u021bia<\/h2>\n\n\n<div class=\"wp-block-image shortcode-no\">\n<figure class=\"alignright size-large\"><img decoding=\"async\" width=\"150\" height=\"38\" src=\"https:\/\/financer.com\/app\/uploads\/sites\/14\/2021\/02\/recenzie-transfer-go.png\" alt=\"transfer go pareri\" class=\"wp-image-15588\"><\/figure><\/div>\n\n\n<p><strong>Serviciul este extrem de simplu de folosit<\/strong>. \u0218i nu este cazul s\u0103 ne crezi pe noi pe cuv\u00e2nt c\u00e2nd spunem asta.<\/p>\n\n\n\n<p>Conform unui <a href=\"https:\/\/www.monito.com\/en\/wiki\/the-user-experience-of-sending-money-online\">studiu foarte am\u0103nun\u021bit realizat de monito.com<\/a> al celor mai importante aplica\u021bii de transfer bancar, aplica\u021bia este clasat\u0103 pe pozi\u021bia 2 din 10, imediat \u00een spatele celor de la <a href=\"https:\/\/financer.ro\/transferwise\/\" data-type=\"page\" data-id=\"6222\">Wise<\/a>.<\/p>\n\n\n\n<p>Mai mult dec\u00e2t at\u00e2t, dac\u0103 te ui\u021bi dup\u0103 TransferGo p\u0103reri, potrivit Trustpilot, cel mai mare site de recenzii din lume, serviciul are o not\u0103 excelent\u0103, <a href=\"https:\/\/www.trustpilot.com\/review\/transfergo.com\">de 4.8 dintr-un maxim posibil de 5<\/a>, din peste 22.000 voturi la data de 03.08.2021.<\/p>\n\n\n\n<p>Iar printre principalele beneficii de care amintesc mul\u021bi dintre responden\u021bi se reg\u0103sesc simplitatea utiliz\u0103rii aplica\u021biei, costurile mici \u0219i gradul mare de securitate.<\/p>\n\n\n\n<p>\u00cen plus, exist\u0103 \u0219i TransferGo Rom\u00e2nia, o variant\u0103 tradus\u0103 a aplica\u021biei mam\u0103, care este mai u\u0219or de folosit de c\u0103tre cei ce nu vorbesc o limb\u0103 str\u0103in\u0103. <\/p>\n\n\n\n<p>Totodat\u0103 \u0219i serviciul de Rela\u021bii Clien\u021bi \u00ee\u021bi poate r\u0103spunde \u00een rom\u00e2n\u0103, un mare avantaj dac\u0103 ne \u00eentrebi pe noi.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Securitate\">Securitate<\/h2>\n\n\n\n<p>Acum, c\u0103 tot am amintit de securitatea serviciului, haide s\u0103 r\u0103spundem \u00eentreb\u0103rii <em>\u201eEste sigur s\u0103 trimi\u021bi bani prin TransferGo?\u201d<\/em>.<\/p>\n\n\n\n<p>Dac\u0103 \u0219i tu \u00ee\u021bi pui aceast\u0103 \u00eentrebare, stai lini\u0219tit; nu e\u0219ti singurul. Cu to\u021bii ne facem probleme atunci c\u00e2nd utiliz\u0103m ter\u021be companii pentru realizarea de transferuri bancare.<\/p>\n\n\n\n<p>Chiar dac\u0103 modelul de business este unul testat de al\u021bii, ce vine cu recenzii foarte bune, tot nu se poate s\u0103 st\u0103m lini\u0219ti\u021bi c\u00e2nd \u0219tim c\u0103 banii pleac\u0103 din contul nostru \u0219i nu \u0219tim exact unde \u0219i cum se duc.<\/p>\n\n\n\n<p>Ei bine, afl\u0103 c\u0103 Transfer Go este licen\u021biat \u00een Marea Britanie \u0219i controlat de c\u0103tre FCA (Financial Conduct Authority) \u0219i HMRC (Her Majesty&#8217;s Revenue and Customs). <\/p>\n\n\n\n<p>Aceste entit\u0103\u021bi de control verific\u0103 foarte atent ca toate reglement\u0103rile financiare interna\u021bionale s\u0103 fie respectate.<\/p>\n\n\n\n<p><em>Dar dac\u0103 societatea \u00een sine d\u0103 faliment, eu nu \u00eemi pierd banii pe care i-am trimis sau pe care \u00eei am \u00een cont?<\/em> <\/p>\n\n\n\n<p>Din fericire, nu. Tot acelea\u0219i institu\u021bii de care am amintit mai sus, oblig\u0103 aplica\u021bia s\u0103 aib\u0103 conturi separate deschise la diverse b\u0103nci pentru monedele \u00een \u0219i din care se efectueaz\u0103 transferuri bancare.<\/p>\n\n\n\n<p>Asta \u00eenseamn\u0103 c\u0103 \u0219i \u00een cazul unui faliment, banii persoanelor fizice sunt proteja\u021bi \u0219i nu sunt considera\u021bi ca bunuri ale societ\u0103\u021bii ce pot fi revendicate la masa credal\u0103.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ce_ne_place_la_TransferGo\">Ce ne place la TransferGo<\/h2>\n\n\n\n<ul class=\"is-style-pros-list\">\n<li>Transparen\u021b\u0103 total\u0103 \u00een ceea ce prive\u0219te costurile unui transfer \u0219i suma final\u0103 pe care o va primi destinatarul<\/li>\n\n\n\n<li>Serviciul de rela\u021bii clien\u021bi este unul excelent \u0219i disponibil \u00een limba rom\u00e2n\u0103<\/li>\n\n\n\n<li>Flexibilitatea transferurilor \u0219i posibilitatea de a alege din trei tipuri de tranzac\u021bii, de la cea mai rapid\u0103 la cea mai ieftin\u0103 op\u021biune<\/li>\n\n\n\n<li>Se bucur\u0103 de recenzii foarte bune din partea utilizatorilor<\/li>\n\n\n\n<li>\u00cenregistrarea se face extrem de repede<\/li>\n\n\n\n<li>Deschiderea contului este gratuit\u0103 \u0219i nu ai costuri fixe<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Ce_nu_ne_place_la_TransferGo\">Ce nu ne place la TransferGo<\/h2>\n\n\n\n<ul class=\"is-style-cons-list\">\n<li>Banii pot fi trimi\u0219i doar din conturi bancare \u0219i c\u0103tre alte conturi bancare<\/li>\n\n\n\n<li>Nu pot fi efectuate transferuri pl\u0103tite cu cardul bancar din \u021bara noastr\u0103; trebuie utilizat un cont bancar<\/li>\n\n\n\n<li>Dat\u0103 fiind marja de schimb valutar, aplica\u021bia nu este ideal\u0103 pentru trimiterea de sume foarte mari<\/li>\n\n\n\n<li>Spre deosebire de TransferWise, contul TransferGo nu poate fi utilizat ca un cont bancar de sine st\u0103t\u0103tor, pentru c\u0103 nu vine cu card ata\u0219at<\/li>\n\n\n\n<li>Transferurile locale \u00een lei sunt taxate cu minim 15 lei, maxim 1.2 % din suma transferat\u0103<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Opinia_echipei_Financer\">Opinia echipei Financer<\/h2>\n\n\n\n<p>TransferGo este unul dintre cele mai bune servicii de transfer bancar din lume, credem noi c\u0103 <strong>poate cel mai bun la ora actual\u0103<\/strong>.<\/p>\n\n\n\n<p>De ce spunem asta? <strong>Datorit\u0103 costurilor mici<\/strong> pe care le vei avea de suportat atunci c\u00e2nd trimi\u021bi sau prime\u0219ti bani. <\/p>\n\n\n\n<p>Pentru toate aplica\u021biile similare vei avea de pl\u0103tit mai mult la realizarea de transferuri. <\/p>\n\n\n\n<p>\u00cen trecut am fi spus c\u0103 <a href=\"https:\/\/financer.ro\/revolut-sfarsitul-banking-ul-traditional-in-romania\/\" data-type=\"page\" data-id=\"5835\">Revolut Premium<\/a> este o op\u021biune ceva mai avantajoas\u0103. \u00cens\u0103 lucrurile nu mai stau a\u0219a de c\u00e2teva luni. <\/p>\n\n\n\n<p>Practic, \u00een urma modific\u0103rilor tarifare din luna mai, doar cei cu conturi Premium \u0219i Metal mai au unul, respectiv trei transferuri interna\u021bionale gratuite pe lun\u0103 &#8211; cam pu\u021bine pentru taxele lunare de 30 lei\/ 55 lei.<\/p>\n\n\n\n<p>Un alt avantaj al Transfer Go este acela c\u0103 prin intermediul aplica\u021biei lor, v<strong>ei putea trimite bani \u00een doar 30 minute<\/strong>, maxim c\u00e2teva ore, indiferent de banca ta sau a beneficiarului.<\/p>\n\n\n\n<p>Ai o mare flexibilitate \u00een ceea ce prive\u0219te op\u021biunile de transfer, po\u021bi trimite bani \u00een foarte multe \u021b\u0103ri, la costuri minime \u0219i extrem de simplu. <\/p>\n\n\n\n<p>Singurul dezavantaj, dar care este unul destul de mare zicem noi, este acela c\u0103 nu \u00ee\u021bi po\u021bi ata\u0219a un card la contul TransferGo \u0219i s\u0103 \u00ee\u021bi \u021bii banii \u00een aplica\u021bie, cum po\u021bi face cu <a href=\"https:\/\/financer.ro\/companie\/transferwise\/\" data-type=\"company_single\" data-id=\"6222\">Wise<\/a>.<\/p>\n\n\n\n<p>Dar credem c\u0103 \u00eentr-acolo se vor \u00eendrepta \u0219i britanicii, iar atunci chiar c\u0103 nu vom mai avea nimic de repro\u0219at.<\/p>\n\n\n\n<p>Crezi c\u0103 te-ai putea folosi de un serviciu de transfer bancar singur \u0219i ieftin? Atunci f\u0103-\u021bi un cont ap\u0103s\u00e2nd butonul de mai jos.<\/p>\n\n\n<div class=\"fn_block block_fn_button  buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.com\/ro\/companie\/transfergo\/redirect\/\" class=\"button  is-rounded is-primary is-large is-fullwidth\" target=\"_blank\"  rel=\"sponsored nofollow\">F\u0103-\u021bi un cont TransferGo chiar acum!<\/a><\/div>","protected":false},"author":77,"featured_media":15605,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","categories":[1124],"company_type":[],"overall_rating":"0.00000000","_links":{"self":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/15584"}],"collection":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single"}],"about":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/types\/company_single"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/users\/77"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/comments?post=15584"}],"version-history":[{"count":30,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/15584\/revisions"}],"predecessor-version":[{"id":78050,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_single\/15584\/revisions\/78050"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/media\/15605"}],"wp:attachment":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/media?parent=15584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/categories?post=15584"},{"taxonomy":"company_type","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/company_type?post=15584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}