{"id":79686,"date":"2025-02-12T16:03:55","date_gmt":"2025-02-12T14:03:55","guid":{"rendered":"https:\/\/financer.ro\/?page_id=79686"},"modified":"2025-04-01T10:32:34","modified_gmt":"2025-04-01T07:32:34","slug":"broker-bursa","status":"publish","type":"page","link":"https:\/\/financer.ro\/investitii\/broker-bursa\/","title":{"rendered":"Broker burs\u0103"},"content":{"rendered":"\n<p>Investi\u021biile la burs\u0103 au devenit \u00een ultimii ani din ce \u00een ce mai accesibile pentru rom\u00e2ni datorit\u0103 <a href=\"https:\/\/financer.ro\/economii\/platforme-de-tranzactionare\/\" data-type=\"page\" data-id=\"42588\">platformelor de tranzac\u021bionare<\/a> moderne care sunt tot mai multe \u00een \u021bara noastr\u0103. Fie c\u0103 e\u0219ti \u00eencep\u0103tor sau investitor experimentat, alegerea unui broker burs\u0103 este un pas foarte important pentru succesul t\u0103u financiar.<\/p>\n\n\n\n<p>Un broker burs\u0103 ac\u021bioneaz\u0103 ca intermediar \u00een tranzac\u021biile cu <a href=\"https:\/\/financer.ro\/economii\/actiuni\/\">ac\u021biuni<\/a>, <a href=\"https:\/\/financer.ro\/investitii\/etf\/\">ETF-uri<\/a>, obliga\u021biuni \u0219i alte instrumente financiare. Unii brokeri ofer\u0103 comisioane 0%, al\u021bii se axeaz\u0103 pe oferte premium sau instrumente avansate pentru investitori profesioni\u0219ti.<\/p>\n\n\n\n<p><em>\u00cen acest articol vei descoperi:<\/em><\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Care este cel mai bun broker burs\u0103 din Rom\u00e2nia \u00een 2025<\/p>\n<\/li><li><p>Cum s\u0103 alegi un broker potrivit pentru obiectivele tale<\/p>\n<\/li><li><p>Ce comisioane \u0219i taxe trebuie s\u0103 iei \u00eentr-o considerare<\/p>\n<\/li><li><p>Un ghid pas cu pas care te \u00eenva\u021b\u0103 cum s\u0103 \u00eencepi s\u0103 investe\u0219ti folosind un broker burs\u0103<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>Dac\u0103 nu ai timp s\u0103 cite\u0219ti \u00eentregul articol, iat\u0103 cam care ar fi cei mai buni brokeri burs\u0103 din \u021bar\u0103 conform echipei Financer, \u00een func\u021bie de tipul de portofoliu pe care vrei s\u0103 \u00eel dezvol\u021bi:<\/p>\n\n\n<div class=\"fn_block block_fn_msg_box key-takeaways\"><div class=\"fn_block__icon\"><\/div><p>Cel mai bun broker burs\u0103 pentru \u00eencep\u0103tori &#8211; <a href=\"https:\/\/financer.ro\/companie\/etoro\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">eToro<\/a>.<\/p>\n<p>Cel mai bun broker burs\u0103 pentru ac\u021biuni interna\u021bionale &#8211; <a href=\"https:\/\/financer.ro\/companie\/xtb-review\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">XTB<\/a>.<\/p>\n<p>Cel mai bun broker burs\u0103 care \u00ee\u021bi ofer\u0103 acces la IPOs &#8211; <a href=\"https:\/\/financer.ro\/companie\/freedom24\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Freedom24<\/a>.<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Care_este_cel_mai_bun_broker_burs_din_Romnia\">Care este cel mai bun broker burs\u0103 din Rom\u00e2nia<\/h2>\n\n\n\n<p>Exist\u0103 numeroase platforme disponibile \u00een \u021bara noastr\u0103, dar c\u00e2teva dintre ele se eviden\u021biaz\u0103 prin comisioane mici, acces la pie\u021be interna\u021bionale \u0219i func\u021bionalit\u0103\u021bi avansate, cum ar fi:<\/p>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Caracteristic\u0103<\/th><th class=\"has-text-align-center\" data-align=\"center\">eToro<\/th><th class=\"has-text-align-center\" data-align=\"center\">XTB<\/th><th class=\"has-text-align-center\" data-align=\"center\">Freedom24<\/th><th class=\"has-text-align-center\" data-align=\"center\">Admiral Markets<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Cost de inactivitate<\/td><td class=\"has-text-align-center\" data-align=\"center\">10 USD pe lun\u0103 dup\u0103 12 luni de inactivitate<\/td><td class=\"has-text-align-center\" data-align=\"center\">10 EUR pe lun\u0103 dup\u0103 12 luni de inactivitate<\/td><td class=\"has-text-align-center\" data-align=\"center\">Nu exist\u0103<\/td><td class=\"has-text-align-center\" data-align=\"center\">10 EUR pe lun\u0103 dup\u0103 24 luni de inactivitate<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Cost de retragere bani<\/td><td class=\"has-text-align-center\" data-align=\"center\">5 USD per retragere<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 USD per retragere<\/td><td class=\"has-text-align-center\" data-align=\"center\">7.5 USD per retragere<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 USD pentru prima retragere din fiecare lun\u0103, apoi 1% din retragerile urm\u0103toare<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Num\u0103r de ac\u021biuni disponibile<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.000+<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.100+<\/td><td class=\"has-text-align-center\" data-align=\"center\">40.000+<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.000+<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Spread minim pentru ac\u021biuni<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.15 pips<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.5 pips<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.012 USD per unitate<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.5 pips<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Taxe de brokeraj pentru ac\u021biuini<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 USD per tranzac\u021bie pentru toate pie\u021bele (excep\u021bie, Australia \u0219i Hong Kong, 2 USD per tranzac\u021bie)<\/td><td class=\"has-text-align-center\" data-align=\"center\">0 %<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.02% (min. 1.2 USD)<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.01 USD per ac\u021biune (minim 1 USD)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Social Trading<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Copy Trading<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Recenzie Financer<\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.ro\/companie\/etoro\/\" data-type=\"company_single\" data-id=\"6252\">Aici<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.ro\/companie\/xtb-review\/\" data-type=\"company_single\" data-id=\"18297\">Aici<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/financer.ro\/companie\/freedom24\/\" data-type=\"company_single\" data-id=\"77975\">Aici<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u00cenc\u0103 de aici putem face c\u00e2teva observa\u021bii interesante, precum:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Costuri de deschidere<\/strong>: Indiferent ce <a href=\"https:\/\/financer.ro\/investitii\/broker-actiuni\/\" data-type=\"page\" data-id=\"78716\">broker ac\u021biuni<\/a> alegi, deschiderea unui cont va fi gratuit\u0103.<\/p>\n<\/li><li><p><strong>Costuri de inactivitate<\/strong>: Freedom24 vine f\u0103r\u0103 costuri de inactivitate iar Admiral Markets are cea mai lung\u0103 perioad\u0103 de gra\u021bie (24 luni).<\/p>\n<\/li><li><p><strong>Costuri de retragere<\/strong>: XTB are marele avantaj de a oferi retrageri gratuite, urmat \u00eendeaproape de Admiral Markets. Freedom24 are cele mai mari costuri de retragere.<\/p>\n<\/li><li><p><strong>Num\u0103r de ac\u021biuni<\/strong>: Freedom24 are de departe cea mai mare gam\u0103 de ac\u021biuni disponibile pentru clien\u021bii lor.<\/p>\n<\/li><li><p><strong>Taxe de brokeraj pentru ac\u021biuni<\/strong>: XTB ofer\u0103 tranzac\u021bionare f\u0103r\u0103 comisioane pentru ac\u021biuni,.<\/p>\n<\/li><li><p><strong>Func\u021bionalit\u0103\u021bi sociale<\/strong>: eToro ofer\u0103 Social Trading \u0219i Copy Trading, iar Admiral ofer\u0103 Social Trading.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>\u00cens\u0103 alegerea celui mai bun broker burs\u0103 din Rom\u00e2nia nu este una foarte simpl\u0103. <\/p>\n\n\n\n<p>Spunem asta pentru c\u0103 nu exist\u0103 o singur\u0103 platform\u0103 care s\u0103 fie bun\u0103 la toate \u0219i deoarece fiecare din cei patru brokeri prezenta\u021bi mai sus vine cu avantajele \u0219i dezavantajele proprii de care trebuie s\u0103 \u021bii cont \u00een func\u021bie de preferin\u021bele tale.<\/p>\n\n\n\n<p>Ca atare, ne-am g\u00e2ndit s\u0103 \u00eemp\u0103r\u021bim acest capitol \u00een 3 subcapitole \u0219i s\u0103 analiz\u0103m pentru fiecare \u00een parte care este cel mai bun broker burs\u0103. <\/p>\n\n\n\n<p>Poate a\u0219a \u00ee\u021bi va fi mai u\u0219or s\u0103 optezi pentru o platform\u0103 dedicat\u0103 cuno\u0219tin\u021belor \u0219i intereselor tale.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Cel_mai_bun_broker_burs_pentru_nceptori\">Cel mai bun broker burs\u0103 pentru \u00eencep\u0103tori<\/h3>\n\n\n\n<p>Noi ne a\u0219tept\u0103m ca articolul acesta s\u0103 fie citit \u00een principal de <a href=\"https:\/\/financer.ro\/economii\/bursa-de-valori-sfaturi-incepatori\/\" data-type=\"page\" data-id=\"11395\">investitori cu foarte mic\u0103 experien\u021b\u0103<\/a>. De aceea ne-am g\u00e2ndit ca prima compara\u021bie pe care o facem s\u0103 fie dedicat\u0103 lor.<\/p>\n\n\n\n<p>Iat\u0103, a\u0219adar, ce credem noi c\u0103 ar fi important ca un broker burs\u0103 dedicat \u00eencep\u0103torilor s\u0103 aib\u0103:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Platform\u0103 intuitiv\u0103<\/strong>: Ca \u00eencep\u0103tor, \u00ee\u021bi vei dori un broker burs\u0103 care s\u0103 aib\u0103 aplica\u021bii cu interfe\u021be clare, cu instrumente de analiz\u0103 u\u0219or de \u00een\u021beles \u0219i op\u021biuni de plasare a ordinelor simplu de gestionat.<\/p>\n<\/li><li><p><strong>Resurse educa\u021bionale<\/strong>: Te vor interesa brokeri care s\u0103 aib\u0103 o gam\u0103 larg\u0103 de materiale educa\u021bionale, inclusiv ghiduri, webinarii \u0219i cursuri online. Prin intermediul lor vei putea \u00eencepe s\u0103 \u00een\u021belegi fundamentele investi\u021biilor \u0219i s\u0103 \u00ee\u021bi dezvol\u021bi propriile strategii.<\/p>\n<\/li><li><p><strong>Cont demo<\/strong>: Un cont demo re\u00eenc\u0103rcabil este, probabil, cea mai simpl\u0103 cale prin care po\u021bi testa strategii de tranzac\u021bionare f\u0103r\u0103 riscuri financiare reale. Asigur\u0103-te c\u0103 brokerul ofer\u0103 aceast\u0103 op\u021biune \u0219i c\u0103 po\u021bi reseta fondurile virtuale ori de c\u00e2te ori este necesar.<\/p>\n<\/li><li><p><strong>Comisioane \u0219i costuri transparente<\/strong>: Costurile pot eroda din randamentul unei investi\u021bii. Problema pentru investitorii \u00eencep\u0103tori este c\u0103 unii brokeri la bursa de valori nu au o politic\u0103 foarte clar\u0103 de comisionare, motiv pentru care profitabilitatea lor final\u0103 va avea de suferit. <\/p>\n<p>Iat\u0103 de ce trebuie s\u0103 te axezi c\u0103tre brokeri care ofer\u0103 o structur\u0103 de comisioane clar\u0103 \u0219i competitiv\u0103 \u0219i s\u0103 evi\u021bi brokerii cu comisioane ascunse sau complicat de \u00een\u021beles.<\/p>\n<\/li><li><p><strong>Instrumente de gestionare a riscului<\/strong>: Caut\u0103 brokeri care ofer\u0103 instrumente de baz\u0103 pentru gestionarea riscului, cum ar fi garantarea ordinului de stop-loss \u0219i take-profit, care te vor ajuta s\u0103 \u00ee\u021bi protejezi investi\u021biile \u0219i s\u0103 \u00ee\u021bi gestionezi emo\u021biile \u00een timpul tranzac\u021bion\u0103rii<\/p>\n<\/li><li><p><strong>Acces la pie\u021be diverse<\/strong>: De\u0219i la \u00eenceput te po\u021bi concentra doar pe o singur\u0103 pia\u021b\u0103, po\u021bi opta pentru un broker care ofer\u0103 acces la o gam\u0103 variat\u0103 de pie\u021be sau chiar instrumente financiare, de tipul <a href=\"https:\/\/financer.ro\/investitii\/etf\/\">ETF-urilor<\/a>, <a href=\"https:\/\/financer.ro\/investitii\/cfd\/\" data-type=\"page\" data-id=\"78609\">CFD-urilor<\/a> \u0219i altele. Pe viitor, te po\u021bi diversifica.<\/p>\n<\/li><li><p><strong>Acces la ac\u021biuni frac\u021bionate<\/strong>: \u00cencep\u0103torii vor fi reticen\u021bi \u00een a investi, s\u0103 zicem 350 USD pentru a cump\u0103ra o ac\u021biune \u00eentreag\u0103 <a href=\"https:\/\/financer.ro\/economii\/actiuni\/cum-cumperi-actiuni-tesla\/\" data-type=\"page\" data-id=\"42872\">Tesla<\/a>. Pentru ei, exist\u0103 varianta ac\u021biunilor frac\u021bionate.<\/p>\n<p>Ce sunt aceste ac\u021biuni? Nimic altceva dec\u00e2t un CFD cu leverage de 1:1 cu suport pe respectiva ac\u021biune, dar f\u0103r\u0103 costuri tipice CFD-urilor, care \u00ee\u021bi permite de\u021binerea unei p\u0103r\u021bi a ac\u021biunii.<\/p>\n<p>La achizi\u021bia suficientor p\u0103r\u021bi pentru a face un \u00eentreg, respectivul \u00eentreg este convertit \u00een ac\u021biune real\u0103.<\/p>\n<\/li><li><p><strong>Func\u021bii dedicate \u00eencep\u0103torilor<\/strong>: Func\u021bii de genul Social Trading, unde po\u021bi primi sfaturi de la al\u021bi utilizatori ai aplica\u021biei \u0219i CopyTrading ce \u00ee\u021bi permite copierea portofoliilor investitorilor mai experimenta\u021bi sunt foarte utile pentru \u00eencep\u0103tori.<\/p>\n<\/li><li><p><strong>Suport pentru clien\u021bi<\/strong>: Pentru a fi sigur c\u0103, indiferent de problema cu care te-ai putea confrunta, exist\u0103 cineva care te poate ajuta, un serviciu de asisten\u021b\u0103 pentru clien\u021bi prompt \u0219i competent este foarte important. <\/p>\n<p>Verific\u0103 dac\u0103 exist\u0103 suport \u00een limba rom\u00e2n\u0103, care sunt orele de func\u021bionare \u0219i canalele de comunicare (telefon, chat live, e-mail).<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>\u00cen baza tuturor celor men\u021bionate mai sus, am creat urm\u0103torul tabel comparativ:<\/p>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Caracteristic\u0103<\/th><th class=\"has-text-align-center\" data-align=\"center\">eToro<\/th><th class=\"has-text-align-center\" data-align=\"center\">XTB<\/th><th class=\"has-text-align-center\" data-align=\"center\">Freedom24<\/th><th class=\"has-text-align-center\" data-align=\"center\">Admiral Markets<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Comisioane transparente<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Taxe brokeraj ac\u021biuni<\/td><td class=\"has-text-align-center\" data-align=\"center\">1 USD per tranzac\u021bie pentru toate pie\u021bele (excep\u021bie, Australia \u0219i Hong Kong, 2 USD per tranzac\u021bie)<\/td><td class=\"has-text-align-center\" data-align=\"center\">0<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.02% (min. 1.2 USD)<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.01 USD per ac\u021biune (minim 1 USD)<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Spread ac\u021biuni<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.15 pips<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.5 pips<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.012 USD per unitate<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.5 pips<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Num\u0103r ac\u021biuni<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.000+<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.100+<\/td><td class=\"has-text-align-center\" data-align=\"center\">40.000+<\/td><td class=\"has-text-align-center\" data-align=\"center\">2.000+<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Num\u0103r ETF-uri<\/td><td class=\"has-text-align-center\" data-align=\"center\">670<\/td><td class=\"has-text-align-center\" data-align=\"center\">350<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.500<\/td><td class=\"has-text-align-center\" data-align=\"center\">300<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Num\u0103r CFD-uri<\/td><td class=\"has-text-align-center\" data-align=\"center\">6.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">6.000<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">3.000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Platform\u0103 intuitiv\u0103<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Materiale educative<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Cont demo re\u00eenc\u0103rcabil<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Instrumente dedicate \u00eencep\u0103torilor<\/td><td class=\"has-text-align-center\" data-align=\"center\">Social Trading, Copy Trading, Smart Portfolios<\/td><td class=\"has-text-align-center\" data-align=\"center\">Plan de investi\u021bii<\/td><td class=\"has-text-align-center\" data-align=\"center\">Idei de investi\u021bii<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Suport \u00een limba rom\u00e2n\u0103<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Ac\u021biuni frac\u021bionate<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u274c<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2705<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"eToro___alegerea_Financer_drept_cel_mai_bun_broker_aciuni_pentru_nceptori\">eToro &#8211; alegerea Financer drept cel mai bun broker burs\u0103 pentru \u00eencep\u0103tori<\/h3><p><!-- wp:paragraph --><\/p>\n<p>Dup\u0103 toate analizele \u0219i testele pe care le-am f\u0103cut, echipa noastr\u0103 este de p\u0103rere c\u0103 <a href=\"https:\/\/financer.ro\/companie\/etoro\/\">eToro<\/a> este cel mai bun broker burs\u0103 pentru \u00eencep\u0103tori. Iat\u0103 motivele pentru care spunem asta:<\/p>\n<p>1. Ofer\u0103 o platform\u0103 intuitiv\u0103 \u0219i u\u0219or de utilizat, unde vei g\u0103si cu o mul\u021bime de ghiduri, cursuri online \u0219i chiar webinarii oferite de exper\u021bi financiari<\/p>\n<p>2. Dispune de multiple func\u021bii dedicate \u00eencep\u0103torilor, cum ar fi :<\/p>\n<ul>\n<li>Copy Trading, care permite \u00eencep\u0103torilor s\u0103 copieze strategiile traderilor experimenta\u021bi<\/li>\n<li>Social Trading, unde vei putea discuta despre diverse investi\u021bii cu al\u021bi utilizatori ai platformei<\/li>\n<li>Smart Portfolio, care sunt investi\u021bii bazate pe tehnologie, ce \u021bin pasul cu pia\u021ba<\/li>\n<!-- \/wp:list-item --> <!-- wp:list-item --><\/ul>\n<p>3. Are comisioane competitive \u0219i, poate mai important, transparent prezentate.<\/p>\n<p>4. Ofer\u0103 un cont demo re\u00eenc\u0103rcabil gratuit, cu fonduri virtuale de $100.000<\/p>\n<p>Toate caracteristicile de mai sus fac din eToro o alegere potrivit\u0103 pentru cei care fac primii pa\u0219i \u00een lumea investi\u021biilor \u00een ac\u021biuni, oferind un echilibru \u00eentre u\u0219urin\u021ba de utilizare, oportunit\u0103\u021bi de \u00eenv\u0103\u021bare \u0219i instrumente avansate de tranzac\u021bionare.<\/p>\n<p><!-- \/wp:paragraph --><\/p><\/div>\n\n<div class=\"fn_block block_fn_button block_fn_button__sponsored buttons  is-flex is-flex-direction-column is-align-items-center\"><a href=\"https:\/\/financer.ro\/companie\/etoro\/redirect\/\" class=\"button  is-rounded is-primary is-medium\" target=\"_blank\"  rel=\"sponsored nofollow\">Alege eToro drept viitorul t\u0103u broker burs\u0103<\/a>\n        <span class=\"block_fn_button__disclaimer block_fn_button__disclaimer--center\" >\n            eToro este o platform\u0103 de investi\u021bii cu mai multe active. Valoarea investi\u021biilor tale poate cre\u0219te sau poate sc\u0103dea. Capitalul t\u0103u este \u00een pericol.\n        <\/span>\n    <\/div>\n\n<div class=\"fn_block block_fn_msg_box warning\"><div class=\"fn_block__icon\"><\/div><p>Indiferent dac\u0103 alegi eToro sau oricare alt broker burs\u0103, aminte\u0219te-\u021bi c\u0103 educa\u021bia continu\u0103 face diferen\u021ba \u00eentre un portofoliu profitabil \u0219i unul care doar \u00ee\u021bi pierde bani.<\/p>\n<p>\u00cencepe ini\u021bial cu contul demo pentru a-\u021bi crea \u0219i testa strategii investi\u021bionale \u0219i abia apoi f\u0103 trecerea c\u0103tre <a href=\"https:\/\/financer.ro\/investitii\/articole\/in-ce-sa-investesti-sume-mici\/\">sume mici<\/a> reale. \u0218i nu ezita s\u0103 profi\u021bi la maxim de toate resursele educa\u021bionale oferite de brokerul ales.<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Cel_mai_bun_broker_burs_pentru_aciuni_internaionale\">Cel mai bun broker burs\u0103 pentru ac\u021biuni interna\u021bionale<\/h3>\n\n\n\n<p>\u00cen ziua de ast\u0103zi, po\u021bi investi f\u0103r\u0103 probleme din Rom\u00e2nia \u00een <a href=\"https:\/\/financer.ro\/economii\/actiuni\/\">ac\u021biuni<\/a> emise de companii din Statele Unite, Germania, Austria \u0219i multe alte \u021b\u0103ri.<\/p>\n\n\n\n<p>\u00cens\u0103 pentru a o face cu succes, ai nevoie de un broker burs\u0103 care s\u0103 te ajute. Iat\u0103 la ce ar trebui s\u0103 fii atent:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\" id=\"Costuri_reduse___mai_mult_dect_pare_la_prima_vedere\">Costuri mici<\/h4>\n\n\n\n<p>Atunci c\u00e2nd discut\u0103m despre costuri, mul\u021bi alge s\u0103 se uite doar la comisionul de tranzac\u021bionare. \u00cens\u0103, din p\u0103cate, acestea nu sunt singurele costuri la care te po\u021bi a\u0219tepta. <\/p>\n\n\n\n<p>Un broker cu adev\u0103rat competitiv \u00een pia\u021ba interna\u021bional\u0103 trebuie s\u0103 exceleze \u00een mai multe aspecte:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Spread-uri str\u00e2nse<\/strong>: Spread-urile mai mici de 0.1% sunt considerate excelente. \u0218tim c\u0103 \u0219i 0.5% poate p\u0103rea pu\u021bin, dar crede-ne c\u0103 la volume mari, fiecare frac\u021biune conteaz\u0103.<\/p>\n<\/li><li><p><strong>Taxe de conversie valutar\u0103<\/strong>: Aici vedem mul\u021bi brokeri care \u201erecupereaz\u0103\u201d din comisioanele mici de tranzac\u021bionare. Un broker burs\u0103 de top va oferi rate aproape de cele interbancare \u0219i va avea comisioanele c\u00e2t mai mici.<\/p>\n<\/li><li><p><strong>Costuri de p\u0103strare \u00een custodie<\/strong>: Unii brokeri taxeaz\u0103 pentru simpla de\u021binere a ac\u021biunilor str\u0103ine. Evit\u0103-i c\u00e2t po\u021bi de mult.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"Diversificarea___adesea_cheia_unui_portofoliu_de_succes\">Diversificarea<\/h4>\n\n\n\n<p>\u00cen 2025, a avea acces la c\u00e2t mai multe pie\u021be este chia succesului. Un broker de elit\u0103 \u00een zona interna\u021bional\u0103 ar trebui s\u0103 ofere:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Acces la pie\u021be multiple<\/strong>: Ideal ar fi s\u0103 ai acces la cel pu\u021bin 10 burse globale.<\/p>\n<\/li><li><p><strong>O gam\u0103 larg\u0103 de instrumente<\/strong>: Ac\u021biuni, evident, dar chiar \u0219i ETF-uri, obliga\u021biuni, poate chiar \u0219i unele produse derivate.<\/p>\n<\/li><li><p><strong>Pie\u021be emergente<\/strong>: Aici se ascund adesea oportunit\u0103\u021bile necunoscute, cu toate c\u0103 vin \u0219i cu riscuri ceva mai mari.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"Platforma_de_tranzacionare___nu_doar_un_simplu_buton_de_cumpr\">Platforma de tranzac\u021bionare<\/h4>\n\n\n\n<p>O platform\u0103 excelent\u0103 pentru tranzac\u021bii interna\u021bionale ar trebui s\u0103 fie:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Intuitiv\u0103<\/strong>: S\u0103 \u00ee\u021bi fie u\u0219or s\u0103 navigi \u00eentre pie\u021be \u0219i instrumente, s\u0103 po\u021bi c\u0103uta rapid produsul dorit \u0219i, poate mai important, s\u0103 \u00ee\u021bi scrie clar c\u00e2nd cumperi activul subiacent sau c\u00e2nd cumperi doar un derivat al activului respectiv.<\/p>\n<\/li><li><p><strong>Bogat\u0103 \u00een informa\u021bii<\/strong>: Cota\u021bii \u00een timp real, \u0219tiri relevante, rapoarte financiare, poate chiar \u0219i sfaturi investi\u021bionale.<\/p>\n<\/li><li><p><strong>Dotat\u0103 cu instrumente de analiz\u0103<\/strong>: Grafice avansate ce pot fi personalizate \u0219i pe care s\u0103 po\u021bi observa \u0219i trasa trend-uri, screeners, alerte personalizabile.<\/p>\n<\/li><li><p><strong>Disponibil\u0103 pe multiple dispozitive<\/strong>: Desktop, mobil, tablet\u0103 &#8211; pie\u021bele nu dorm, nici portofoliul t\u0103u nu ar trebui s\u0103 o fac\u0103.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"Comisioane_transparente___fr_surprize_neplcute\">Comisioane transparente<\/h4>\n\n\n\n<p>Transparen\u021ba \u00een comisioane nu \u00eenseamn\u0103 doar s\u0103 afi\u0219ezi un tabel pe site. Un broker de top va oferi:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Simulatoare de costuri<\/strong>: S\u0103 po\u021bi introduce suma pe care vrei s\u0103 o investe\u0219ti \u0219i s\u0103 vezi exact exact c\u00e2te ac\u021biuni vei putea lua \u0219i c\u00e2te taxe vei pl\u0103ti.<\/p>\n<\/li><li><p><strong>Notific\u0103ri pre-tranzac\u021bionare<\/strong>: \u0218tii exact costul pe care \u00eel vei avea de suportat \u00eenainte de a confirma tranzac\u021bia.<\/p>\n<\/li><li><p><strong>Rapoarte detaliate<\/strong>: S\u0103 po\u021bi analiza fiecare cent cheltuit.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h4 class=\"wp-block-heading\" id=\"Protecia_investitorilor___sigurana_ta_financiar\">Protec\u021bia investitorilor<\/h4>\n\n\n\n<p>\u00cen ultimii ani am tot auzit de platforme de tranzac\u021bionare care nu sunt altceva dec\u00e2t ni\u0219te \u021bepe ce au ca scop fraudarea banilor utilizatorilor (\u00een special <a href=\"https:\/\/dfpi.ca.gov\/crypto-scams\/\">pe pia\u021ba crypto<\/a> dar \u0219i \u00een cea a ac\u021biunilor &#8211; vezi <a href=\"https:\/\/www.hidroelectrica.ro\/press-release\/be34ffdd-821e-5bed-e6c1-1868bbf7cb79\">\u021bepele cu Hidroelectrica<\/a>).<\/p>\n\n\n\n<p>Cu siguran\u021b\u0103 nu ne dorim a\u0219a ceva \u0219i, ca atare, brokerul ales ar trebui s\u0103 aib\u0103:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Reglementare strict\u0103<\/strong>: Ideal, broker reglementat \u00een jurisdic\u021bii respectate (UK, \u021b\u0103ri din UE, SUA).<\/p>\n<\/li><li><p><strong>Segregarea fondurilor<\/strong>: Banii clien\u021bilor trebuie \u021binu\u021bi separat de cei ai brokerului, astfel c\u0103, \u00een cazul \u00een care brokerul d\u0103 faliment, nu se pot folosi de banii t\u0103i pentru a-\u0219i pl\u0103ti datoriile.<\/p>\n<\/li><li><p><strong>Asigurare suplimentar\u0103<\/strong>: Unii brokeri ofer\u0103 protec\u021bie \u00eempotriva fraud\u0103rii fondurilor sau alte forme de asigur\u0103ri.<\/p>\n<\/li><li><p><strong>Istoric solid<\/strong>: De preferat ar fi s\u0103 mergi pe m\u00e2na unor brokeri burs\u0103 cu ani buni de activitate \u0219i reputa\u021bie impecabil\u0103, \u00een condi\u021biile \u00een care ace\u0219tia deja exist\u0103 de ceva ani \u00een \u021bara noastr\u0103.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>\u00cen baza a tot ceea ce am scris aici, am creat urm\u0103torul tabel comparativ:<\/p>\n\n\n\n<figure class=\"wp-block-table shortcode-no\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">Caracteristic\u0103<\/th><th class=\"has-text-align-center\" data-align=\"center\">eToro<\/th><th class=\"has-text-align-center\" data-align=\"center\">XTB<\/th><th class=\"has-text-align-center\" data-align=\"center\">Freedom24<\/th><th class=\"has-text-align-center\" data-align=\"center\">Admiral Markets<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Spread-uri str\u00e2nse<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2606\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Taxe de conversie valutar\u0103<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2606\u2606\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2606\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Costuri de p\u0103strare \u00een custodie<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Acces la pie\u021be multiple<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Gam\u0103 larg\u0103 de instrumente<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Acces la pie\u021be emergente<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2606\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Platform\u0103 intuitiv\u0103<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Bog\u0103\u021bie de informa\u021bii<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Instrumente de analiz\u0103<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Disponibilitate multi-device<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Simulatoare de costuri<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Notific\u0103ri pre-tranzac\u021bionare<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Rapoarte detaliate<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Reglementare strict\u0103<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Segregarea fondurilor<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Asigurare suplimentar\u0103<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Istoric solid<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2605<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><td class=\"has-text-align-center\" data-align=\"center\">\u2605\u2605\u2605\u2605\u2606<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Freedom24___alegerea_Financer_drept_cel_mai_bun_broker_aciuni_internaionale\">XTB &#8211; alegerea Financer drept cel mai bun broker burs\u0103 pentru ac\u021biuni interna\u021bionale<\/h3><p>\u00cen lumina criteriilor prezentate aici, XTB se eviden\u021biaz\u0103 ca o alegere de top pentru investitorii rom\u00e2ni interesa\u021bi de pie\u021bele interna\u021bionale.<\/p>\n<p>Cu acces la peste 3.100 de ac\u021biuni din 16 burse globale, comisioane care pornesc de la un competitiv 0%, \u0219i o platform\u0103 de tranzac\u021bionare proprie, intuitiv\u0103 dar puternic\u0103, XTB bifeaz\u0103 majoritatea c\u0103su\u021belor unui broker interna\u021bional de elit\u0103.<\/p>\n<p>Mai mult, XTB ofer\u0103 analize detaliate \u0219i rapoarte de cercetare pentru o gam\u0103 larg\u0103 de companii interna\u021bionale, un plus semnificativ pentru investitorii care vor s\u0103 \u00ee\u0219i fundamenteze deciziile pe date solide.<\/p><p class=\"has-text-centered\">\n\t    <a href=\"https:\/\/financer.ro\/companie\/xtb-review\/redirect\/\" rel=\"sponsored nofollow\" target=\"_blank\" class=\"button is-normal is-primary is-rounded is-large\">Investe\u0219te \u00een ac\u021biuni interna\u021bionale cu XTB <\/a>\n\t<\/p><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"Brokeri_care_ofer_acces_la_oferte_publice_iniiale\">Brokeri care ofer\u0103 acces la oferte publice ini\u021biale<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.investopedia.com\/terms\/i\/ipo.asp\" target=\"_blank\" rel=\"noreferrer noopener\">IPO-urile sau Ofertele Publice Ini\u021biale<\/a>\u00a0reprezint\u0103 momentul \u00een care o companie privat\u0103 se listeaz\u0103 cu ac\u021biunile pe o burs\u0103 public\u0103 pentru prima dat\u0103.<\/p>\n\n\n\n<p>IPO-urile pot oferi oportunitatea investitorilor de a intra \u00eenc\u0103 de la \u00eenceput \u00een companii promi\u021b\u0103toare, put\u00e2nd beneficia de cre\u0219teri semnificative de pre\u021b.<\/p>\n\n\n\n<p>Cu toate acestea, IPO-urile vin \u0219i cu riscuri considerabile. Volatilitatea pre\u021burilor poate fi extrem\u0103 \u00een primele zile de tranzac\u021bionare, iar multe companii nou listate subperformeaz\u0103 pe termen lung.\u00a0<\/p>\n\n\n\n<p>Conform <a href=\"https:\/\/www.nasdaq.com\/articles\/what-happens-to-ipos-over-the-long-run-2021-04-15\">unui studiu realizat \u00eentre 1980 \u0219i 2020<\/a>, <strong>\u00eentre 60% \u0219i 70% din IPO-uri se tranzac\u021bioneaz\u0103 sub pre\u021bul de listare dup\u0103 5 ani<\/strong>.<\/p>\n\n\n\n<p>Atunci c\u00e2nd cut\u0103m un broker burs\u0103 pentru IPO-uri, ar trebui s\u0103 ne concentr\u0103m pe:<\/p>\n\n\n\n<ol>\n<li>Acces la o gam\u0103 larg\u0103 de IPO-uri, inclusiv interna\u021bionale<\/li>\n\n\n\n<li>Informa\u021bii detaliate \u0219i analize despre companiile care se listeaz\u0103<\/li>\n\n\n\n<li>Proces simplu de subscriere \u0219i alocare a ac\u021biunilor<\/li>\n\n\n\n<li>Comisioane competitive pentru participarea la IPO-uri<\/li>\n<\/ol>\n\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><h3 id=\"Freedom24___alegerea_Financer_drept_broker_aciuni_cu_acces_la_IPO_uri\">Freedom24 &#8211; alegerea Financer drept broker ac\u021biuni din Rom\u00e2nia cu acces la IPO-uri<\/h3><p>Freedom24 se remarc\u0103 \u0219i \u00een aceast\u0103 categorie, fiind singurul broker dintre cei patru compara\u021bi p\u00e2n\u0103 acum care au oferte publice ini\u021biale \u00een portofoliu.<\/p>\n<p>Ei ofer\u0103 acces la numeroase IPO-uri globale, inclusiv unele care nu sunt disponibile prin al\u021bi brokeri din Rom\u00e2nia.<\/p>\n<p>Cu o rat\u0103 de succes de peste 90% \u00een alocarea ac\u021biunilor pentru clien\u021bii lor \u0219i un proces de subscriere simplu, Freedom24 face participarea la IPO-uri accesibil\u0103 chiar \u0219i pentru investitorii de retail.<\/p>\n<p>Un avantaj unic al Freedom24 este c\u0103 ofer\u0103 analize detaliate \u0219i previziuni pentru fiecare IPO disponibil pe platforma lor. Acest lucru poate fi extrem de valoros pentru investitorii care doresc s\u0103 ia decizii informate \u00een acest domeniu volatil.<\/p><p class=\"has-text-left\">\n\t    <a href=\"https:\/\/financer.ro\/companie\/freedom24\/redirect\/\" rel=\"sponsored nofollow\" target=\"_blank\" class=\"button is-normal is-primary is-rounded is-large\">\u00cencepe s\u0103 investe\u0219ti \u00een IPO-uri prin Freedom24 <\/a>\n\t<\/p><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Care_este_rolul_unui_broker_bursier\">Care este rolul unui broker bursier?<\/h2>\n\n\n\n<p>Un broker investi\u021bii burs\u0103 este intermediarul dintre investitori \u0219i pia\u021ba de capital. <\/p>\n\n\n\n<p>Indiferent dac\u0103 e\u0219ti un <a href=\"https:\/\/financer.ro\/economii\/bursa-de-valori-sfaturi-incepatori\/\" data-type=\"page\" data-id=\"11395\">investitor \u00eencep\u0103tor<\/a> sau experimentat, un broker \u00ee\u021bi ofer\u0103 acces la pie\u021bele financiare, \u00ee\u021bi execut\u0103 ordinele de tranzac\u021bionare \u0219i \u00ee\u021bi furnizeaz\u0103 informa\u021biile necesare pentru a lua decizii \u00een cuno\u0219tin\u021b\u0103 de cauz\u0103. <\/p>\n\n\n\n<p>Mai jos sunt prezentate, \u00een detaliu, cele mai importante roluri ale unui broker bursier:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i1_Executarea_ordinelor_de_cumprare_i_vnzare\">1. Executarea ordinelor de cump\u0103rare \u0219i v\u00e2nzare<\/h3>\n\n\n\n<p>F\u0103r\u0103 un broker, investitorii obi\u0219nui\u021bi nu ar avea acces direct la burs\u0103. <\/p>\n\n\n\n<p>Brokerii bursieri sunt cei care intermediaz\u0103 tranzac\u021biile dintre cump\u0103r\u0103tori \u0219i v\u00e2nz\u0103tori, plas\u00e2nd ordinele \u00een timp real pe platformele de tranzac\u021bionare. <\/p>\n\n\n\n<p>Acest lucru se aplic\u0103 a\u00e2t pentru ac\u021biuni, c\u00e2t \u0219i pentru ETF-uri, obliga\u021biuni, criptomonede \u0219i alte active financiare.<\/p>\n\n\n\n<p>Beneficii dorite:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Tranzac\u021bionare rapid\u0103 \u0219i eficient\u0103<\/strong> \u2013 Un broker burs\u0103 bun execut\u0103 ordinele aproape instantaneu, astfel \u00eenc\u00e2t investitorii s\u0103 poat\u0103 beneficia de cele mai bune pre\u021buri disponibile pe pia\u021b\u0103.<\/p>\n<\/li><li><p><strong>Acces la pie\u021bele globale<\/strong> \u2013 Ofer\u0103 acces la multiple burse interna\u021bionale, permi\u021b\u00e2nd diversificarea portofoliului cu active din \u00eentreaga lume.<\/p>\n<\/li><li><p><strong>Execu\u021bie automat\u0103<\/strong> \u2013 Permit setarea ordinelor automate, cum ar fi ordinele de stop-loss \u0219i take-profit, pentru o mai bun\u0103 gestionare a riscurilor.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"i2_Furnizarea_de_analize_i_informaii_despre_piaa_bursier\">2. Furnizarea de analize \u0219i informa\u021bii despre pia\u021ba bursier\u0103<\/h3>\n\n\n\n<p>Un investitor informat este un investitor de succes. Brokerii burs\u0103 ofer\u0103 acces la date esen\u021biale despre companii, sectoare economice, trenduri de pia\u021b\u0103 \u0219i evolu\u021bii financiare.<\/p>\n\n\n\n<p>Beneficii dorite:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Grafice \u0219i instrumente de analiz\u0103 tehnic\u0103<\/strong> \u2013 Investitorii avansa\u021bi pot folosi indicatori precum RSI, MACD sau medii mobile pentru a identifica oportunit\u0103\u021bi de cump\u0103rare \u0219i v\u00e2nzare.<\/p>\n<\/li><li><p><strong>\u0218tiri financiare \u00een timp real<\/strong> \u2013 Integrarea de fluxuri de \u0219tiri despre pie\u021bele financiare, astfel \u00eenc\u00e2t investitorii s\u0103 fie la curent cu evenimentele care le pot afecta portofoliul.<\/p>\n<\/li><li><p><strong>Recomand\u0103ri \u0219i rapoarte<\/strong> \u2013 Unele platforme de tranzac\u021bionare ofer\u0103 analize detaliate realizate de exper\u021bi \u00een domeniu, ceea ce ajut\u0103 investitorii s\u0103 ia decizii informate.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"i3_Oferirea_de_platforme_de_tranzacionare_cu_instrumente_avansate\">3. Oferirea de platforme de tranzac\u021bionare cu instrumente avansate<\/h3>\n\n\n\n<p>Fiecare broker vine cu propria platform\u0103 de tranzac\u021bionare, iar aceasta poate face diferen\u021ba \u00eentre o experien\u021b\u0103 bun\u0103 \u0219i una frustrant\u0103 pentru investitori.<\/p>\n\n\n\n<p>Beneficii dorite:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Interfa\u021b\u0103 prietenoas\u0103 \u0219i intuitiv\u0103<\/strong> \u2013 Un broker burs\u0103 bun va avea o platform\u0103 u\u0219or de utilizat, potrivit\u0103 at\u00e2t pentru \u00eencep\u0103tori, c\u00e2t \u0219i pentru investitori avansa\u021bi.<\/p>\n<\/li><li><p><strong>Disponibilitate pe mobil \u0219i desktop<\/strong> \u2013 Accesul facil la contul de tranzac\u021bionare de pe orice dispozitiv este esen\u021bial pentru investitorii activi.<\/p>\n<\/li><li><p><strong>Func\u021bii avansate pentru investitori experimenta\u021bi<\/strong> \u2013 Func\u021bionalit\u0103\u021bi precum tranzac\u021bionarea automat\u0103, op\u021biuni de personalizare a platformei \u0219i integrarea cu softuri externe pot fi importante pentru investitorii profesioni\u0219ti.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"i4_Asigurarea_custodiei_activelor_i_protecia_fondurilor_clienilor\">4. Asigurarea custodiei activelor \u0219i protec\u021bia fondurilor clien\u021bilor<\/h3>\n\n\n\n<p>Un alt rol major al unui broker este s\u0103 ofere siguran\u021b\u0103 investitorilor prin:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Depozitarea activelor<\/strong> \u2013 Brokerii reglementa\u021bi asigur\u0103 p\u0103strarea ac\u021biunilor \u0219i altor instrumente financiare \u00een conturi separate, astfel \u00eenc\u00e2t fondurile investitorilor s\u0103 fie protejate \u00een caz de faliment al companiei.<\/p>\n<\/li><li><p><strong>Segregarea fondurilor<\/strong> \u2013 Fondurile investitorilor sunt \u021binute separat de capitalul propriu al brokerului, ceea ce reduce riscurile \u00een cazul unui colaps financiar al companiei.<\/p>\n<\/li><li><p><strong>Asigurare \u00eempotriva fraudelor<\/strong> \u2013 Cei mai buni brokeri sunt reglementa\u021bi de autorit\u0103\u021bi financiare serioase, cum ar fi ASF (Autoritatea de Supraveghere Financiar\u0103), CySEC, FCA sau SEC, ceea ce ofer\u0103 un nivel suplimentar de protec\u021bie pentru investitori.<\/p>\n<\/li><li><p><strong>Transparen\u021b\u0103 \u0219i raportare regulat\u0103 <\/strong>\u2013 Brokerii reglementa\u021bi sunt obliga\u021bi s\u0103 ofere informa\u021bii clare despre costuri, execu\u021bia ordinelor \u0219i securitatea fondurilor.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"i5_Educaie_financiar_prin_tutoriale_webinarii_i_articole\">5. Educa\u021bie financiar\u0103 prin tutoriale, webinarii \u0219i articole<\/h3>\n\n\n\n<p>Un broker de \u00eencredere nu doar c\u0103 \u00ee\u021bi ofer\u0103 o <a href=\"https:\/\/financer.ro\/economii\/platforme-de-tranzactionare\/\" data-type=\"page\" data-id=\"42588\">platform\u0103 de tranzac\u021bionare<\/a>, dar te ajut\u0103 \u0219i s\u0103 \u00ee\u021bi \u00eembun\u0103t\u0103\u021be\u0219ti cuno\u0219tin\u021bele despre investi\u021bii, prin oferirea de:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p><strong>Tutoriale video \u0219i ghiduri<\/strong> \u2013 Unii brokeri ofer\u0103 cursuri online gratuite despre pie\u021bele financiare, strategiile de tranzac\u021bionare \u0219i gestionarea riscurilor.<\/p>\n<\/li><li><p><strong>Webinarii cu exper\u021bi<\/strong> \u2013 Accesul la sesiuni live cu speciali\u0219ti \u00een investi\u021bii ajut\u0103 investitorii s\u0103 \u00ee\u0219i rafineze strategiile \u0219i s\u0103 \u00een\u021beleag\u0103 mai bine pie\u021bele financiare.<\/p>\n<\/li><li><p><strong>Conturi demo gratuite<\/strong> \u2013 Un broker bun va pune la dispozi\u021bie conturi demo pentru ca utilizatorii s\u0103 exerseze tranzac\u021bionarea f\u0103r\u0103 riscuri, folosind bani virtuali.<\/p>\n<\/li><li><p><strong>Articole \u0219i bloguri educative<\/strong> \u2013 Publicarea de analize de pia\u021b\u0103, sfaturi financiare \u0219i informa\u021bii despre noi oportunit\u0103\u021bi de investi\u021bii este un semn c\u0103 brokerul pune accent pe educa\u021bia clien\u021bilor s\u0103i.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Paii_pentru_deschiderea_unui_cont_la_un_broker_burs\">Pa\u0219ii pentru deschiderea unui cont la un broker burs\u0103<\/h2>\n\n\n\n<p>\u00cen continuare ne-am g\u00e2ndit s\u0103 cre\u0103m un ghid pas cu pas care \u00ee\u021bi va explica ce ai de f\u0103cut pentru a putea cump\u0103ra prima ac\u021biune la bursa de valori:<\/p>\n\n\n<div class=\"single-article__steps\">        <style>\n            .single-article__steps-items .single-article__steps-content {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n                width: calc(100% - 5px);\n            }\n            .single-article__steps-items .single-article__steps-counter {\n                padding: 5px 20px;\n                border-radius: 3px;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n\/*            .single-article__steps-items::before {\n                content: \"\";\n                position: absolute;\n                top: 20px;\n                left: 0;\n                height: calc(100% + 40px);\n                border-left: 2px dashed #e0e0e1;\n            }*\/\n            .single-article__conclusion-tag {\n                padding: 5px 20px;\n                border-radius: 3px;\n                color: #000000;\n                background-color: #F5E7D8;\n                display: inline-block;\n                top: 15px;\n                left: -30px;\n                position: relative;\n                font-size: 16px;\n                font-weight: 600;\n            }\n            .single-article__conclusion-item {\n                background: #FFFFFF;\n                padding: 30px;\n                margin: 0 0 30px 0;\n                border-radius: 10px;\n                box-shadow: 0 0 10px 0 rgba(0, 0, 0, 0.14);\n            }\n        <\/style>\n        <div class=\"single-article__steps-items\"><div class=\"single-article__steps-counter\" id=\"step_1\">Pasul 1<\/div><div class=\"single-article__steps-content\"><h3 id=\"Alege-brokerul-de-actiuni-potrivit\">Alege brokerul de ac\u021biuni potrivit<\/h3><p>P\u00e2n\u0103 acum credem c\u0103 \u021bi-am oferit suficiente tabele comparative pentru a te putea orienta \u0219i singur c\u0103tre un broker care consideri c\u0103 se potrive\u0219te cel mai bine cu planurile tale investi\u021bionale.<\/p>\n<p>Important este c\u0103, indiferent spre care dintre cei patru brokeri burs\u0103 prezenta\u021bi aici te \u00eendrep\u021bi, nu ai cum s\u0103 dai gre\u0219.\u00a0<\/p>\n<p>\u00cens\u0103 ce ar fi de men\u021bionat este c\u0103 prin ap\u0103sarea link-urilor de mai jos vei fi redirec\u021bionat automat c\u0103tre brokerul selectat, iar noi vom c\u00e2\u0219tiga un comision din partea respectivei companii.<\/p>\n<p>Comision nu te va afecta deloc pe tine, vine f\u0103r\u0103 obliga\u021bii sau costuri pentru client, dar ne ajut\u0103 foarte mult pe noi.<\/p>\n<p>Iat\u0103, a\u0219adar, recomand\u0103rile noastre \u00een privin\u021ba celor mai buni brokeri burs\u0103:<\/p>\n<ul>\n<li><a href=\"https:\/\/financer.ro\/companie\/etoro\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">eToro<\/a> &#8211; cea mai bun\u0103 platform\u0103 pentru investitorii \u00eencep\u0103tori\u00a0\u00a0<\/li>\n<li><a href=\"https:\/\/financer.ro\/companie\/xtb-review\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">XTB<\/a> &#8211; cea mai bun\u0103 platform\u0103 pentru investitorii mai experimenta\u021bi care vor s\u0103 se orienteze c\u0103tre ac\u021biuni interna\u021bionale<\/li>\n<li><a href=\"https:\/\/financer.ro\/companie\/freedom24\/redirect\/\" rel=\"sponsored noopener nofollow\" target=\"_blank\">Freedom24<\/a> &#8211; cea mai bun\u0103 platform\u0103 pentru investitorii interesa\u021bi de IPO-uri<\/li>\n<\/ul><\/div><div class=\"single-article__steps-counter\" id=\"step_2\">Pasul 2<\/div><div class=\"single-article__steps-content\"><h3 id=\"Pregateste-toate-documentele-necesare-inscrierii\">Preg\u0103te\u0219te toate documentele necesare \u00eenscrierii<\/h3><p>Vei avea nevoie de:<\/p>\n<ul>\n<li>O carte de identitate pentru crearea contului<\/li>\n<li>O dovad\u0103 de adres\u0103 &#8211; sub forma unei facturi pe numele t\u0103u de la adresa pe care o ai \u00een cartea de identitate sau un extras de cont bancar pentru a putea \u00eencepe s\u0103 investe\u0219ti bani reali \u00een aplica\u021bie<\/li>\n<\/ul><\/div><div class=\"single-article__steps-counter\" id=\"step_3\">Pasul 3<\/div><div class=\"single-article__steps-content\"><h3 id=\"Completarea-datelor-personale-KYC\">Completarea datelor personale + KYC<\/h3><p>Va trebui s\u0103 completezi datele tale personale \u0219i apoi s\u0103 treci prin procesul KYC, care implic\u0103:<\/p>\n<ul>\n<li>S\u0103 r\u0103spunzi unor \u00eentreb\u0103ri legate de situa\u021bia ta financiar\u0103, salarial\u0103 etc.<\/li>\n<li>S\u0103 r\u0103spunzi la un chestionar privind cuno\u0219tin\u021bele investi\u021bionale \u0219i, \u00een func\u021bie de ele, \u021bi se vor activa sau bloca diferite produse (spre exemplu, se poate bloca accesul la CFD-uri dac\u0103 se observ\u0103 c\u0103 nu \u00een\u021belegi deloc cum func\u021bioneaz\u0103 ele)<\/li>\n<li>Tot aici \u021bi se poate solicita s\u0103 faci un selfie pentru a se asigura brokerul c\u0103 cel care deschide contul este \u0219i persoana din acte<\/li>\n<\/ul><\/div><div class=\"single-article__steps-counter\" id=\"step_4\">Pasul 4<\/div><div class=\"single-article__steps-content\"><h3 id=\"Alimentarea-contului-optional\">Alimentarea contului &#8211; op\u021bional<\/h3><p>Ultimul pas, unul op\u021bional, \u00een procesul de creare a contului este alimentarea acestuia cu o sum\u0103 de bani.<\/p>\n<p>Aceasta poate avea o limit\u0103 minim\u0103 impus\u0103 de unii brokeri (50 USD sau 100 USD), \u00een vreme ce al\u021bii las\u0103 la alegerea utilizatorului c\u00e2t de mul\u021bi bani vrea s\u0103 verse \u00een contul platformei.<\/p><\/div><\/div>            <div class=\"single-article__conclusion\">\n                <div class=\"single-article__conclusion-tag\" id=\"step_5\">\u00cencepe s\u0103 utilizezi platforma<\/div>\n                <div class=\"single-article__conclusion-item\">\n                    <div class=\"single-article__conclusion-content\">\n                                                <p>Sper\u0103m c\u0103 e\u0219ti preg\u0103tit, c\u0103 ai acumulat suficient de mult\u0103 experien\u021b\u0103 \u0219i \u00ee\u021bi ur\u0103m s\u0103 vezi numai verde \u00een fa\u021b\u0103 de acum \u00eencolo!<\/p>                    <\/div>\n                <\/div>\n            <\/div>\n            <\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Poi_investi_la_burs_fr_broker\">Po\u021bi investi la burs\u0103 f\u0103r\u0103 broker?<\/h2>\n\n\n\n<p>Dac\u0103 te \u00eentrebi dac\u0103 este posibil s\u0103 investe\u0219ti la burs\u0103 f\u0103r\u0103 un broker, r\u0103spunsul este <strong>nu<\/strong>.<\/p>\n\n\n\n<p>\u00cen Rom\u00e2nia, precum \u0219i pe pie\u021bele interna\u021bionale, accesul direct la burs\u0103 este <strong>restric\u021bionat<\/strong> pentru investitorii individuali. Orice tranzac\u021bie cu ac\u021biuni, obliga\u021biuni, ETF-uri sau alte active listate pe burs\u0103 trebuie s\u0103 fie realizat\u0103 printr-un intermediar autorizat, adic\u0103 un <strong>broker de burs\u0103<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"De_ce_este_necesar_un_broker_bursier\">De ce este necesar un broker bursier?<\/h3>\n\n\n\n<p>Bursele de valori func\u021bioneaz\u0103 ca pie\u021be reglementate, iar pentru a men\u021bine ordinea \u0219i siguran\u021ba tranzac\u021biilor, acestea permit accesul doar institu\u021biilor financiare licen\u021biate. <\/p>\n\n\n\n<p>Brokerii sunt ace\u0219ti intermediari autoriza\u021bi care:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Fac leg\u0103tura \u00eentre investitori \u0219i burs\u0103, facilit\u00e2nd cump\u0103rarea \u0219i v\u00e2nzarea de ac\u021biuni.<\/p>\n<\/li><li><p>Asigur\u0103 respectarea reglement\u0103rilor stabilite de Autoritatea de Supraveghere Financiar\u0103 (ASF) \u00een Rom\u00e2nia sau de alte autorit\u0103\u021bi financiare interna\u021bionale.<\/p>\n<\/li><li><p>Ofer\u0103 platforme tehnologice pentru tranzac\u021bionare, unde po\u021bi analiza \u0219i plasa ordine \u00een timp real.<\/p>\n<\/li><\/ul><\/div>\n\n\n<p>F\u0103r\u0103 un broker, un investitor individual nu are o modalitate legal\u0103 de a cump\u0103ra sau vinde ac\u021biuni pe bursele de valori.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Avantajele_investiiilor_prin_broker_bursier\">Avantajele investi\u021biilor prin broker bursier<\/h2>\n\n\n\n<p>Investi\u021biile printr-un broker nu doar c\u0103 sunt necesare, dar ofer\u0103 \u0219i o serie de beneficii esen\u021biale. Iat\u0103 cele mai importante avantaje ale utiliz\u0103rii unui broker de burs\u0103:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i1_Acces_la_multiple_piee_i_active\">1. Acces la multiple pie\u021be \u0219i active<\/h3>\n\n\n\n<p>Un avantaj major al colabor\u0103rii cu un broker este accesul la o gam\u0103 variat\u0103 de active financiare, deoarece te bucuri de:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Diversificare geografic\u0103<\/strong> \u2013 Po\u021bi investi nu doar la Bursa de Valori Bucure\u0219ti (BVB), ci \u0219i la burse interna\u021bionale precum NYSE, NASDAQ, London Stock Exchange, Euronext etc. <\/p>\n<\/li><li><p><strong>Varietate de instrumente financiare<\/strong> \u2013 Printr-un broker po\u021bi investi nu doar \u00een ac\u021biuni, ci \u0219i \u00een ETF-uri, obliga\u021biuni, op\u021biuni, criptomonede, fonduri mutuale sau CFD-uri.<\/p>\n<\/li><li><p><strong>Acces la pie\u021be emergente<\/strong> \u2013 Unii brokeri ofer\u0103 posibilitatea de a investi pe burse din Asia, America Latin\u0103 sau Europa de Est, oferindu-\u021bi oportunit\u0103\u021bi \u00een economii \u00een dezvoltare.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"i2_Siguran_i_reglementare\">2. Siguran\u021b\u0103 \u0219i reglementare<\/h3>\n\n\n\n<p>Brokerii autoriza\u021bi sunt reglementa\u021bi de autorit\u0103\u021bi financiare, ceea ce \u00eenseamn\u0103 c\u0103 fondurile \u0219i activele investitorilor sunt protejate \u0219i au:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Reglement\u0103ri stricte<\/strong> \u2013 Brokerii licen\u021bia\u021bi sunt supraveghea\u021bi de entit\u0103\u021bi precum ASF (Rom\u00e2nia), CySEC (Cipru), FCA (Marea Britanie), SEC (SUA) etc.<\/p>\n<\/li><li><p><strong>Fondurile sunt p\u0103strate separat<\/strong> \u2013 \u00cen cazul unui broker de \u00eencredere, activele tale sunt \u021binute \u00een conturi segregate, ceea ce \u00eenseamn\u0103 c\u0103 brokerul nu le poate folosi pentru alte opera\u021biuni. <\/p>\n<\/li><li><p><strong>Asigurare \u00een caz de faliment<\/strong> \u2013 Majoritatea brokerilor europeni sunt proteja\u021bi de fonduri de garantare, care pot desp\u0103gubi investitorii \u00een caz de insolven\u021b\u0103 a companiei.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"i3_Comisioane_mai_mici_fa_de_investiiile_prin_bnci\">3. Comisioane mai mici fa\u021b\u0103 de investi\u021biile prin b\u0103nci<\/h3>\n\n\n\n<p>Comparativ cu b\u0103ncile, brokerii de burs\u0103 ofer\u0103 comisioane de tranzac\u021bionare mai mici, ceea ce reduce semnificativ costurile investi\u021bionale, astfel:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Tranzac\u021bii cu costuri reduse<\/strong> \u2013 B\u0103ncile tradi\u021bionale percep comisioane fixe ridicate pentru fiecare tranzac\u021bie, \u00een timp ce brokerii online au taxe mai mici sau chiar comision 0% pentru anumite active. <\/p>\n<\/li><li><p><strong>Taxe de administrare mai mici<\/strong> \u2013 Multe b\u0103nci percep taxe anuale pentru administrarea contului de investi\u021bii, \u00een timp ce majoritatea brokerilor online elimin\u0103 aceste costuri sau le men\u021bin la un nivel minim.<\/p>\n<\/li><li><p><strong>Execu\u021bie rapid\u0103 \u0219i spread-uri competitive<\/strong> \u2013 Platformele de tranzac\u021bionare ale brokerilor ofer\u0103 acces direct la burs\u0103, permi\u021b\u00e2nd execu\u021bia ordinelor instantaneu \u0219i la costuri mai avantajoase fa\u021b\u0103 de b\u0103ncile tradi\u021bionale.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"i4_Platforme_de_tranzacionare_intuitive_i_instrumente_avansate\">4. Platforme de tranzac\u021bionare intuitive \u0219i instrumente avansate<\/h3>\n\n\n\n<p>Brokerii de burs\u0103 ofer\u0103 platforme moderne, adaptate nevoilor investitorilor, beneficiind de:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"like\"><li><p><strong>Grafice \u0219i analize avansate<\/strong> \u2013 Platformele ofer\u0103 instrumente tehnice \u0219i fundamentale care te ajut\u0103 s\u0103 iei decizii mai bine informate.<\/p>\n<\/li><li><p><strong>Execu\u021bie rapid\u0103 \u0219i accesibilitate multi-device<\/strong> \u2013 Po\u021bi tranzac\u021biona de pe mobil, tablet\u0103 sau laptop, indiferent unde te afli.<\/p>\n<\/li><li><p><strong>Op\u021biuni precum Social Trading \u0219i Copy Trading<\/strong> \u2013 Unii brokeri permit copierea portofoliilor investitorilor experimenta\u021bi, o func\u021bie util\u0103 mai ales pentru \u00eencep\u0103tori.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Dezavantajele_investiiilor_prin_broker_la_bursa_de_valori\">Dezavantajele investi\u021biilor prin broker la bursa de valori<\/h2>\n\n\n\n<p>De\u0219i utilizarea unui broker este obligatorie pentru investi\u021biile pe burs\u0103, exist\u0103 \u0219i c\u00e2teva posibile dezavantaje pe care trebuie s\u0103 le ai \u00een vedere.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i1_Costuri_ascunse_i_comisioane_suplimentare\">1. Costuri ascunse \u0219i comisioane suplimentare<\/h3>\n\n\n\n<p>Unii brokeri percep comisioane care nu sunt \u00eentotdeauna evidente la prima vedere, cum ar fi:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p><strong>Taxe pentru inactivitate<\/strong> \u2013 Dac\u0103 nu tranzac\u021bionezi timp de c\u00e2teva luni, unele platforme percep comisioane lunare de inactivitate.<\/p>\n<\/li><li><p><strong>Costuri pentru conversie valutar\u0103<\/strong> \u2013 Dac\u0103 investe\u0219ti \u00een pie\u021be interna\u021bionale, brokerii aplic\u0103 un comision pentru schimbul valutar la achizi\u021bia activelor denominate \u00een alt\u0103 moned\u0103.<\/p>\n<\/li><li><p><strong>Taxe de retragere<\/strong> \u2013 Unele platforme percep comisioane pentru retragerea fondurilor, ceea ce poate reduce profiturile investitorilor.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"i2_Dependena_de_tehnologie_i_posibile_probleme_tehnice\">2. Dependen\u021ba de tehnologie \u0219i posibile probleme tehnice<\/h3>\n\n\n\n<p>Tranzac\u021bionarea online depinde de stabilitatea platformei \u0219i de conexiunea la internet \u0219i, astfel, po\u021bi \u00eent\u00e2mpina:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p><strong>\u00cent\u00e2rzieri \u00een executarea ordinelor<\/strong> \u2013 \u00cen perioade de volatilitate ridicat\u0103, unele platforme pot avea lag-uri, ceea ce poate afecta pre\u021bul de execu\u021bie al tranzac\u021biilor. <\/p>\n<\/li><li><p><strong>Erori software sau mentenan\u021b\u0103<\/strong> \u2013 Dac\u0103 platforma brokerului este offline sau are probleme tehnice, nu vei putea plasa ordine de tranzac\u021bionare la momentul dorit.<\/p>\n<\/li><\/ul><\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"i3_Necesitatea_unei_nvri_continue\">3. Necesitatea unei \u00eenv\u0103\u021b\u0103ri continue<\/h3>\n\n\n\n<p>De\u0219i brokerii ofer\u0103 instrumente avansate, luarea unor decizii corecte r\u0103m\u00e2ne responsabilitatea investitorului. Cu toate c\u0103 acest dezavantaj nu este neap\u0103rat unul specific brokerilor de burs\u0103 ci investi\u021biilor \u00een general, discut\u0103m aici despre:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"dislike\"><li><p><strong>Risc de pierdere a capitalului<\/strong> \u2013 Dac\u0103 iei decizii gre\u0219ite sau nu \u00een\u021belegi mecanismele de func\u021bionare ale bursei, po\u021bi pierde bani.<\/p>\n<\/li><li><p><strong>Necesitatea de a \u00eenv\u0103\u021ba continuu<\/strong> \u2013 Investi\u021biile la burs\u0103 implic\u0103 documentare, analiz\u0103 de pia\u021b\u0103 \u0219i urm\u0103rirea constant\u0103 a trendurilor financiare.<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_faq_list\"><h3 id=\"ntrebri_frecvente_despre_brokeri_burs\">\u00centreb\u0103ri frecvente despre brokeri burs\u0103<\/h3><h4>Ce este un broker bursier \u0219i de ce am nevoie de unul?<\/h4><div class=\"faq_inner\"><p data-start=\"124\" data-end=\"454\">Un broker bursier este un intermediar autorizat care faciliteaz\u0103 cump\u0103rarea \u0219i v\u00e2nzarea de ac\u021biuni, ETF-uri, obliga\u021biuni \u0219i alte instrumente financiare pe bursele de valori. Ai nevoie de un broker deoarece nu po\u021bi investi direct la burs\u0103 ca persoan\u0103 fizic\u0103, accesul fiind restric\u021bionat doar pentru entit\u0103\u021bile licen\u021biate.<\/p><\/div><h4>Care sunt cele mai importante criterii \u00een alegerea unui broker bursier?<\/h4><div class=\"faq_inner\"><p data-start=\"547\" data-end=\"619\">C\u00e2nd alegi un broker, trebuie s\u0103 iei \u00een considerare mai mul\u021bi factori:<\/p>\n<ul data-start=\"621\" data-end=\"1147\">\n<li data-start=\"621\" data-end=\"725\"><strong data-start=\"623\" data-end=\"652\">Costurile \u0219i comisioanele<\/strong> (taxe de tranzac\u021bionare, comisioane de retragere, conversie valutar\u0103).<\/li>\n<li data-start=\"726\" data-end=\"847\"><strong data-start=\"728\" data-end=\"763\">Pie\u021bele \u0219i activele disponibile<\/strong> (acces la burse locale \u0219i interna\u021bionale, diversitate de instrumente financiare).<\/li>\n<li data-start=\"848\" data-end=\"947\"><strong data-start=\"850\" data-end=\"891\">Reglementarea \u0219i siguran\u021ba fondurilor<\/strong> (brokeri supraveghea\u021bi de ASF, CySEC, FCA, SEC etc.).<\/li>\n<li data-start=\"948\" data-end=\"1047\"><strong data-start=\"950\" data-end=\"981\">Platforma de tranzac\u021bionare<\/strong> (intuitiv\u0103, u\u0219or de utilizat, disponibil\u0103 pe desktop \u0219i mobil).<\/li>\n<li data-start=\"1048\" data-end=\"1147\"><strong data-start=\"1050\" data-end=\"1081\">Suportul pentru investitori<\/strong> (serviciu de asisten\u021b\u0103 rapid \u0219i eficient, educa\u021bie financiar\u0103).<\/li>\n<\/ul><\/div><h4>Pot investi la burs\u0103 f\u0103r\u0103 un broker?<\/h4><div class=\"faq_inner\"><p data-start=\"1205\" data-end=\"1412\">Nu, investi\u021biile la burs\u0103 trebuie realizate printr-un broker autorizat. Bursele de valori impun aceast\u0103 intermediere pentru a asigura transparen\u021b\u0103, securitate \u0219i respectarea reglement\u0103rilor financiare.<\/p><\/div><h4>Care sunt principalele taxe \u0219i comisioane percepute de un broker?<\/h4><div class=\"faq_inner\"><p data-start=\"1499\" data-end=\"1560\">Printre cele mai comune taxe aplicate de brokeri se num\u0103r\u0103:<\/p>\n<ul data-start=\"1562\" data-end=\"2003\">\n<li data-start=\"1562\" data-end=\"1671\"><strong data-start=\"1564\" data-end=\"1594\">Comision de tranzac\u021bionare<\/strong> (un procent din valoarea tranzac\u021biei sau o sum\u0103 fix\u0103 per ordine executat).<\/li>\n<li data-start=\"1672\" data-end=\"1760\"><strong data-start=\"1674\" data-end=\"1695\">Taxe de retragere<\/strong> (unele platforme percep un cost pentru retragerea fondurilor).<\/li>\n<li data-start=\"1761\" data-end=\"1884\"><strong data-start=\"1763\" data-end=\"1797\">Comision de conversie valutar\u0103<\/strong> (dac\u0103 tranzac\u021bionezi pe pie\u021be externe, poate exista o tax\u0103 pentru schimbul valutar).<\/li>\n<li data-start=\"1885\" data-end=\"2003\"><strong data-start=\"1887\" data-end=\"1911\">Tax\u0103 de inactivitate<\/strong> (se aplic\u0103 dac\u0103 nu efectuezi tranzac\u021bii pentru o perioad\u0103 de timp specificat\u0103 de broker).<\/li>\n<\/ul><\/div><h4>Ce diferen\u021b\u0103 este \u00eentre un broker tradi\u021bional \u0219i un broker online?<\/h4><div class=\"faq_inner\"><ul data-start=\"2091\" data-end=\"2393\">\n<li data-start=\"2091\" data-end=\"2255\"><strong data-start=\"2093\" data-end=\"2118\">Brokerii tradi\u021bionali<\/strong> (ex. brokeri bancari) ofer\u0103 consultan\u021b\u0103 personalizat\u0103, \u00eens\u0103 percep <strong data-start=\"2186\" data-end=\"2209\">comisioane mai mari<\/strong> \u0219i au un proces mai lent de tranzac\u021bionare.<\/li>\n<li data-start=\"2256\" data-end=\"2393\"><strong data-start=\"2258\" data-end=\"2277\">Brokerii online<\/strong> permit investitorilor s\u0103 tranzac\u021bioneze <strong data-start=\"2318\" data-end=\"2348\">rapid \u0219i la costuri reduse<\/strong>, dar f\u0103r\u0103 asisten\u021b\u0103 direct\u0103 personalizat\u0103.<\/li>\n<\/ul><\/div><h4>Ce broker este mai potrivit pentru un investitor \u00eencep\u0103tor?<\/h4><div class=\"faq_inner\"><p data-start=\"2474\" data-end=\"2546\">Dac\u0103 e\u0219ti la \u00eenceput de drum, ar trebui s\u0103 alegi un broker care ofer\u0103:<\/p>\n<ul data-start=\"2548\" data-end=\"2797\">\n<li data-start=\"2548\" data-end=\"2609\"><strong data-start=\"2550\" data-end=\"2580\">Platform\u0103 u\u0219or de utilizat<\/strong> \u0219i tutoriale educa\u021bionale.<\/li>\n<li data-start=\"2610\" data-end=\"2667\"><strong data-start=\"2612\" data-end=\"2664\">Comisioane mici sau 0% pentru ac\u021biuni \u0219i ETF-uri<\/strong>.<\/li>\n<li data-start=\"2668\" data-end=\"2733\"><strong data-start=\"2670\" data-end=\"2705\">Acces la pie\u021bele interna\u021bionale<\/strong> \u0219i diversitate de active.<\/li>\n<li data-start=\"2734\" data-end=\"2797\"><strong data-start=\"2736\" data-end=\"2752\">Un cont demo<\/strong> unde po\u021bi testa tranzac\u021biile f\u0103r\u0103 riscuri.<\/li>\n<\/ul>\n<p data-start=\"2799\" data-end=\"2896\">Exemple de brokeri prieteno\u0219i pentru \u00eencep\u0103tori includ <strong data-start=\"2854\" data-end=\"2893\">XTB, eToro<\/strong>.<\/p><\/div><\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"Disclaimer_Alege_un_broker_bursier_autorizat_i_evit_capcanele_pieei_negre\">Disclaimer: Alege un broker bursier autorizat \u0219i evit\u0103 capcanele pie\u021bei negre<\/h2>\n\n\n\n<p>Investi\u021biile la burs\u0103 pot fi profitabile, dar \u0219i riscante dac\u0103 nu alegi un broker de \u00eencredere. Din p\u0103cate, pia\u021ba este plin\u0103 de platforme frauduloase, iar mul\u021bi investitori neexperimenta\u021bi au c\u0103zut victime unor escrocherii financiare.<\/p>\n\n\n\n<p>Iat\u0103 de ce, \u00een \u00eencheiere, ne-am g\u00e2ndit ca \u00een loc s\u0103 facem o concluzie a articolului, s\u0103 venim cu un disclaimer.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"De_ce_este_important_s_alegi_un_broker_autorizat_\">De ce este important s\u0103 alegi un broker autorizat? <\/h3>\n\n\n\n<p>Brokerii reglementa\u021bi sunt supraveghea\u021bi de autorit\u0103\u021bi financiare recunoscute (ASF, CySEC, FCA, SEC etc.), ceea ce \u00eenseamn\u0103 c\u0103 trebuie s\u0103 respecte reguli stricte de transparen\u021b\u0103, siguran\u021b\u0103 \u0219i protec\u021bie a fondurilor clien\u021bilor pentru a-\u0219i p\u0103stra licen\u021bele. <\/p>\n\n\n\n<p>Dac\u0103 alegi un broker nereglementat, ri\u0219ti s\u0103-\u021bi pierzi banii, f\u0103r\u0103 nicio cale legal\u0103 de recuperare.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Exemple_de_escrocherii_financiare_din_trecut\">Exemple de escrocherii financiare din trecut<\/h3>\n\n\n\n<p>Cu toate c\u0103 au fost multe situa\u021bii \u00een care au fost raportate escrocherii \u00een anii preceden\u021bi, noi \u00ee\u021bi vom prezenta doar patru dintre cele mai utilizate tactici:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">1. Schema Ponzi<\/h4>\n\n\n\n<p>O schem\u0103 Ponzi este o form\u0103 de fraud\u0103 investi\u021bional\u0103 care promite randamente ridicate cu riscuri minime. <\/p>\n\n\n\n<p>Profiturile pentru investitorii ini\u021biali sunt pl\u0103tite din fondurile aduse de noii investitori, nu din profituri reale generate de investi\u021bii. <\/p>\n\n\n\n<p>Acest sistem necesit\u0103 un flux constant de noi investi\u021bii pentru a continua, dar inevitabil se pr\u0103bu\u0219e\u0219te c\u00e2nd nu mai pot fi atra\u0219i suficien\u021bi investitori noi.<\/p>\n\n\n\n<p><strong>Exemplu notabil:<\/strong> \u00cen Rom\u00e2nia, schema Caritas din anii &#8217;90 a func\u021bionat pe acest principiu, promi\u021b\u00e2nd c\u00e2\u0219tiguri de opt ori suma investit\u0103. Mii de oameni au fost atra\u0219i, iar mul\u021bi \u0219i-au pierdut economiile c\u00e2nd schema s-a pr\u0103bu\u0219it.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">2. Platforme de tranzac\u021bionare false<\/h4>\n\n\n\n<p>Escrocii creeaz\u0103 platforme de tranzac\u021bionare online care par legitime, dar care sunt concepute pentru a fura fondurile investitorilor. <\/p>\n\n\n\n<p>Aceste platforme pot oferi ini\u021bial c\u00e2\u0219tiguri mici pentru a c\u00e2\u0219tiga \u00eencrederea utilizatorilor, \u00eens\u0103 ulterior blocheaz\u0103 retragerile \u0219i dispar cu banii investitorilor.<\/p>\n\n\n\n<p><strong>Exemplu concret:<\/strong> \u00cen august 2024, vecinii de peste Prut au arestat 12 inculpa\u021bi care se pare c\u0103 au \u00een\u0219elat mai multe persoane din Rom\u00e2nia, <a href=\"https:\/\/politia.md\/ro\/content\/inselati-dupa-ce-au-investit-circa-1200000eu-dar-si-au-pierdut-banii-12-persoane-din\">cauz\u00e2nd un prejudiciu total de 1.200.000 euro<\/a> prin platforme de tranzac\u021bionare false.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">3. Utilizarea identit\u0103\u021bii unor companii de renume<\/h4>\n\n\n\n<p>Escrocii folosesc imaginea unor companii sau institu\u021bii de \u00eencredere pentru a atrage investitori. <\/p>\n\n\n\n<p>Ace\u0219tia creeaz\u0103 site-uri web \u0219i materiale promo\u021bionale care imit\u0103 identitatea vizual\u0103 a acestor entit\u0103\u021bi, induc\u00e2nd \u00een eroare poten\u021bialii investitori.<\/p>\n\n\n\n<p><strong>Exemplu concret:<\/strong> \u00cen 2024, au fost raportate tentative de fraud\u0103 \u00een care escrocii <a href=\"https:\/\/stirileprotv.ro\/stiri\/actualitate\/reprezentantii-hidroelectrica-atrag-atentia-asupra-unor-noi-tentative-de-fraude-online.html\">utilizau numele companiei Hidroelectrica<\/a> pentru a promova investi\u021bii false, promi\u021b\u00e2nd c\u00e2\u0219tiguri semnificative \u00eentr-un timp scurt.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">4. Escrocherii prin metoda \u201etrading scam\u201d<\/h4>\n\n\n\n<p>Anun\u021burile false de investi\u021bii, vizibile pe re\u021belele de socializare, promit c\u00e2\u0219tiguri uria\u0219e pentru cei care investesc \u00een ac\u021biunile unor companii fictive sau inexistente. <\/p>\n\n\n\n<p>Utilizatorii sunt redirec\u021biona\u021bi c\u0103tre site-uri false, unde li se solicit\u0103 date personale \u0219i financiare.<\/p>\n\n\n\n<p><strong>Exemplu concret:<\/strong> \u00cen 2023, Ministerul Afacerilor Interne din Rom\u00e2nia a avertizat asupra unor astfel de \u00een\u0219el\u0103torii, \u00een care victimele erau convinse s\u0103 instaleze aplica\u021bii de acces la distan\u021b\u0103, permi\u021b\u00e2nd escrocilor s\u0103 le acceseze conturile bancare \u0219i s\u0103 le sustrag\u0103 economiile.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"Recomandri_pentru_a_evita_astfel_de_escrocherii\">Recomand\u0103ri pentru a evita astfel de escrocherii<\/h3>\n\n\n\n<p>Prima \u0219i poate cea mai important\u0103 recomandare este s\u0103 nu \u00ee\u021bi faci cont pe o platform\u0103 despre care nu \u0219tii nimic.<\/p>\n\n\n\n<p>Noi credem c\u0103 am prezentat aici destul de obiectiv 4 dintre cei mai buni brokeri burs\u0103 din Rom\u00e2nia \u0219i pe oricare l-ai alege nu ai avea cum s\u0103 gre\u0219e\u0219ti.<\/p>\n\n\n\n<p>Sigur, pe l\u00e2ng\u0103 ace\u0219tia mai sunt c\u00e2\u021biva, dar to\u021bi sunt foarte cunoscu\u021bi \u0219i despre fiecare \u00een parte po\u021bi g\u0103si recenzii reale \u0219i review-ui scrise de clien\u021bi.<\/p>\n\n\n\n<p>\u00cen plus, iat\u0103 c\u00e2teva recomand\u0103ri care te vor ajuta s\u0103 stai departe de <a href=\"https:\/\/financer.ro\/criptomonede\/articole\/teapa-bitcoin\/\" data-type=\"post\" data-id=\"78916\">\u021bepe<\/a>:<\/p>\n\n\n<div class=\"fn_block block_fn_pros_cons\"><ul class=\"check\"><li><p>Verific\u0103 \u00eentotdeauna licen\u021ba brokerului pe site-urile autorit\u0103\u021bilor de reglementare financiare.<\/p>\n<\/li><li><p>Fii sceptic la promisiunile de c\u00e2\u0219tiguri rapide \u0219i mari f\u0103r\u0103 riscuri.<\/p>\n<\/li><li><p>Nu furniza informa\u021bii personale sau financiare pe site-uri nesigure sau necunoscute.<\/p>\n<\/li><li><p>Consult\u0103 surse oficiale \u0219i de \u00eencredere \u00eenainte de a face o investi\u021bie.<\/p>\n<\/li><li><p>Evit\u0103 platformele care te contacteaz\u0103 direct \u0219i \u00ee\u021bi solicit\u0103 s\u0103 investe\u0219ti urgent.<\/p>\n<\/li><\/ul><\/div>\n\n<div class=\"fn_block block_fn_msg_box boxed\"><div class=\"fn_block__icon\"><\/div><p>Iar dac\u0103 e\u0219ti \u00een c\u0103utarea unui broker burs\u0103 sigur \u0219i de \u00eencredere, po\u021bi apela oric\u00e2nd la <a href=\"https:\/\/financer.ro\/companie\/etoro\/\">eToro<\/a> \u0219i la <a href=\"https:\/\/financer.ro\/companie\/xtb-review\/\">XTB<\/a>.<\/p>\n<p>Aceste platforme au fost \u00eendelung testate de c\u0103tre noi \u0219i colegii no\u0219tri \u00een ultimii 5 ani, cunoa\u0219tem persoane din managementul lor, sunt verificate \u0219i reglementate de c\u0103tre ASF \u0219i alte institu\u021bii similare din mai multe \u021b\u0103ri europene etc.<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>Investi\u021biile la burs\u0103 au devenit \u00een ultimii ani din ce \u00een ce mai accesibile pentru rom\u00e2ni datorit\u0103 platformelor de tranzac\u021bionare\u2026 <\/p>\n","protected":false},"author":77,"featured_media":0,"parent":77763,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"disable_branded_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","ep_exclude_from_search":false},"categories":[42],"tags":[],"_links":{"self":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/pages\/79686"}],"collection":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/users\/77"}],"replies":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/comments?post=79686"}],"version-history":[{"count":15,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/pages\/79686\/revisions"}],"predecessor-version":[{"id":80028,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/pages\/79686\/revisions\/80028"}],"up":[{"embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/pages\/77763"}],"wp:attachment":[{"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/media?parent=79686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/categories?post=79686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/financer.ro\/wp-json\/wp\/v2\/tags?post=79686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}